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Welcome to this rare, fully renovated corner one bedroom co-op offering approximately 800 square feet of sun drenched, modern living in the highly sought-after Van Cortlandt Village. Every inch of this move in ready home has been thoughtfully updated, blending style, comfort, and convenienThe spacious open-concept layout features a stunning new kitchen complete with brand-new stainless steel appliances, sleek finishes, and energy-efficient dimmable LED lighting throughout. A massive walk-in closet off the living area provides exceptional storage, while the oversized bedroom easily accommodates a king-size bed and includes four additional closets. Recent upgrades include a beautifully renovated bathroom, freshly painted interiors, refinished hardwood floors, a new lighting system, and modern finishes throughout. Prefer a more traditional look? The owner is happy to restore the ceiling color to white upon request. Set in a well-maintained, pet-friendly building with on-site laundry, bike storage, and parking (waitlist) but a spot is available right away around the corner. This home is a commuter’s dream just a 5-minute walk to the #1 train and 10 minutes to the #4 train. Nature lovers will appreciate being directly across from the Jerome Park Reservoir and just one block from Van Cortlandt Park, offering a lake, pool, playgrounds, and miles of scenic walking and biking trails. With a low monthly maintenance of just $825 including real estate taxes, heat, hot water, and cooking gas. This exceptional home delivers the perfect combination of luxury, location, and value.
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Our Executive Mortgage Banker:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $899 | $934 | $1,229 |
| Total Monthly Payment | $974 | $1,009 | $1,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.