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Welcome home to this beautifully maintained 4-bedroom, 2-bathroom single-family residence in the heart of Palm Springs! Situated on a spacious lot with NO HOA, this solid CBS home offers the perfect combination of comfort, functionality, and exceptional outdoor living. Step inside to an open-concept layout featuring tile flooring throughout and an updated kitchen complete with granite countertops, white cabinetry, and stainless steel appliances, creating a seamless flow between the living, dining, and kitchen spaces. Recent improvements include a brand-new central A/C system and new electrical panel for added peace of mind. A dedicated laundry/utility room provides extra convenience and storage. Outside, discover your own private tropical oasis with lush landscaping, a beautiful garden area and a large deck perfect for entertaining, relaxing, or enjoying Florida's year-round sunshine. Fully fenced yard, includes storage shed, outdoor stone furniture, and fountain all convey with the property. With ample room to add a pool, the backyard offers endless possibilities. Located in a fantastic community featuring a brand-new playground, splash pad, pickleball courts, basketball, tennis, baseball fields, community library, and so much more, this home is conveniently close to shopping, dining, schools, and major roadways. Don't miss this rare opportunity to own a move-in-ready home with NO HOA and an incredible backyard in one of Palm Springs' most desirable neighborhoods!
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $529 | $529 | $529 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,372 | $2,500 | $3,288 |
| Total Monthly Payment | $2,976 | $3,104 | $3,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.