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400 Convent Avenue is located on one of the most beautiful, livable, and historic streets in Harlem - and in New York City as a whole. Tree-lined blocks, magnificent stone townhouses and pre-war apartment buildings, and yet only a block away from the A, B, C, D subway stop, which can drop you off at Columbus Circle in 18 minutes, door-to-door.
Former residents on the block include Alexander Hamilton (yes, that Alexander Hamilton) - his house, known as the Hamilton Grange, has been moved a couple of blocks over to W. 141st St. where you can visit it today) - Billy Strayhorn (whose jazz standard, "Take the A Train", describes a journey you can initiate with a two minute walk to Mr. Strayhorn's song's ultimate destination. . . the A subway entrance at W. 147th St). . . Madame Stephanie St. Claire - legendary Harlem numbers queen and staunch community supporter against the likes of Dutch Schultz, lived just down the block, and, of course, the immortal W. C. Handy, who could well have been working out the melodies to his immortal "St. Louis Blues", just two floors down from Apartment 64, way back when!
Not to mention "the Royal Tenenbaums", who are, of course, completely imaginary (apart from the great movie detailing their adventures) but their house in the movie is just a few blocks down the street, as well. . . so, who knows?
On the other hand, Apartment 64 at 400 Convent Avenue is completely real and has, in fact, been beautifully and recently renovated, with a lovely kitchen with stainless appliances, four burner plus griddle range + oven, a side-by-side fridge, overhead microwave, lots and lots of cabinets - a great pass-through counter/eating bar to the dining room, and, yes, a light-filled window as well!
The elegant living room features east and north-facing windows, a decorative fireplace that has been retrofitted with electric heating and tasteful dancing LED flames. . .
The bedrooms are light filled with extensive views, good closet space and overhead ceiling fans and, from the easternmost one, you can look all the way to Midtown. . . in the event you're like to see what the more frenzied New Yorkers are up to!
The primary renovated bathroom features a spa-like walk-in shower. . . and the second half-bathroom is. . . well, it's really nice!
AND. . . if it would be appropriate for your own "plan for living", the dining room could be easily convertible to a spacious 3rd bedroom (check out the floor plan) while still maintaining the current windowed kitchen and gracious, light-filled living room with above-the-rooftop views looking to the north and east. . . with the apartment's approximately 1, 219 sf more than sufficient to accommodate this change.
And, possibly best of all, this elegant living space, on a premier Sugar Hill/Harlem/Manhattan block and neighborhood, is a well-maintained HDFC co-op - aka - one of the best real estate deals in Manhattan. With no pending "capital improvements" or assessments, a responsive management company, and an equally responsive and experienced live-in super.
The building's 2026 income caps are in the 120% AMI range, which means, currently, that a single purchaser can earn up to $142, 560 per year, while a "family of three" can earn up to $183, 240. Check your own numbers against a price per square foot of under $600 psf - and you may end up thanking your good fortune that a deal like this still exists in one of the most expensive (and wonderful) cities on Earth!
Appropriate pets are permitted (sadly though, full-grown alligators or polar bears may not achieve board approval) - and the apartment will need to be your primary residence.
Happy to answer any further questions and to schedule an in person viewing - just email me or give me a call!
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,531 | $4,644 |
| Total Monthly Payment | $3,441 | $3,623 | $4,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.