1014 FRUIT COVE Road, Fruit Cove, FL, 32259 | $599,000

Welcome to this one-of-a-kind Fruit Cove retreat, ideally located in highly desirable Northwest St. Johns County and zoned for top-rated A-rated schools. Nestled in a private setting just one lot off the scenic St. Johns River, this exceptional property offers the perfect combination of location, comfort, and freedom--with no HOA or CDD fees. Built with full concrete block construction, this well-maintained home provides peace of mind with a newer roof and HVAC system, both just one year old. Outdoor enthusiasts will appreciate being only minutes from Mandarin Park's public boat launch, while enjoying easy access to shopping, dining, parks, and everyday conveniences. Those that have a green thumb this property includes perennials and perennial edible plants throughout the yard, see list of plants under Documents. Inside, you'll find a spacious open-concept layout with a desirable split-bedroom floor plan, recently painted interior, and no carpet throughout. The home's distinctive stained and stamped concrete flooring adds character and durability, while the beautifully updated stone fireplace creates a warm focal point in the living space. Elegant double tray ceilings enhance both the formal dining room and family room, adding architectural charm and sophistication. The well-appointed kitchen is designed for entertaining and everyday living, featuring granite countertops, stainless steel appliances, a gas range, abundant counter space, and a built-in wine refrigerator. A separate flex room offers endless possibilities as a game room, media room, home office, or playroom. The oversized owner's suite serves as a private retreat, complete with a spacious bathroom featuring a double-sink vanity, walk-in shower, and relaxing Jacuzzi tub. Step outside to the large, screened patio, perfect for BBQs, outdoor dining, and enjoying the peaceful surroundings year-round. If you're looking for a unique home in an unbeatable location with privacy, quality construction, and easy access to the river lifestyle, this is the property you've been waiting for.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 2006
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,552
  • Acreage: 0.34
  • Est. Taxes: $3,474
  • Lot Desc: Dead End Street
  • Elem. School: Julington Creek
  • High School: Creekside
  • Appliances: Dishwasher, Electric Water Heater, Gas Cooktop, Gas Range, Microwave, Refrigerator, Wine Cooler
  • MLS#: 2151781
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/2151781/1014fruitcoveroad_fruitcove_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1014 FRUIT COVE Road, Fruit Cove, FL, 32259

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,835 $2,990 $3,947
Total Monthly Payment $3,217 $3,372 $4,329

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.