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Brand new roof! Welcome to this beautifully appointed 3-bedroom, 2-bath home in the highly desirable waterfront 55+ community of Royal Harbor, nestled among the scenic Harris Chain of Lakes. With attractive landscaping, mature oak trees, and exceptional curb appeal, this meticulously maintained home offers comfort, style, and the Florida lifestyle you’ve been dreaming of. Step inside to an inviting open floor plan filled with abundant natural light and tasteful upgrades throughout. Features include neutral laminate wood flooring, elegant tile in the kitchen and bathrooms, vaulted ceilings with crown molding, plantation shutters, and stunning granite countertops that add both beauty and function. Enter through the screened breezeway and you’ll find a dedicated laundry room (new W/D) to the right with access to the spacious two-car garage, complete with a finished floor, insulated garage door, and retractable screen. To the left, the generously sized kitchen is designed for both everyday living and entertaining, featuring a gas range, large pantry, cozy breakfast nook with bay windows, and an eat-in bar for casual dining. The dining area flows seamlessly into the spacious family room, which opens to a 16x9 bonus room and a screened 17. 5x10 birdcage patio—the perfect bug-free retreat to enjoy your own slice of Florida paradise with morning coffee or evening cocktails. This thoughtfully designed split floor plan offers privacy and flexibility. Two guest bedrooms are located at the front of the home and share a full bath; one includes built-in storage and a walk-in closet, making it ideal as a home office, hobby room, or craft space. Privately situated at the rear of the home, the spacious primary suite features a large walk-in closet and an ensuite bath with double vanity and walk-in shower. For added peace of mind, the seller is offering a home warranty to the buyer, making this move-in-ready home an even more attractive opportunity. Residents of Royal Harbor enjoy an active resort-style lifestyle with exceptional HOA amenities including a fitness center, billiards room, arts and crafts studio, library, card room, resort-style pool and spa, and a vibrant calendar of community activities. Come experience the perfect blend of low-maintenance living, modern comfort, and waterfront community charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,667 | $2,192 |
| Total Monthly Payment | $2,017 | $2,103 | $2,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.