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Charming block home in the established Embassy Hills community of Port Richey - this is the one you've been waiting for! The curb appeal alone will stop you in your tracks, with fresh neutral paint, a welcoming covered front porch, and beautifully landscaped grounds that set the tone the moment you pull up.
Inside, the open living and dining area feels bright and airy, with laminate flooring flowing through the main living space and natural light pouring in from multiple windows. The kitchen offers white cabinetry and stainless steel appliances, keeping things clean and functional. The layout is smart - two well-sized bedrooms, two full baths, and a bonus family room that gives you the flexibility to spread out, work from home, or host guests. The Florida room is the true hidden gem of this home - a sun-drenched enclosed space with sliding glass doors that connects your living area directly to your fenced backyard, creating that seamless indoor-outdoor Florida lifestyle buyers love. The private, fenced backyard gives you your own space to relax, garden, or entertain under the open sky.
On a quiet street in a well-established neighborhood, this is the kind of home that feels like a fresh start - low-maintenance block construction, central A/C, a 1-car garage, and no HOA fees giving you the freedom to truly make it your own. Schedule your private tour today - homes like this don't sit long!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $198,320 | $198,320 | $198,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $126 | $126 | $126 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,188 | $1,252 | $1,647 |
| Total Monthly Payment | $1,389 | $1,453 | $1,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.