|
|
Welcome to a slice of city living in the heart of Bay Ridge at 130 Bay Ridge Parkway! This charming 1-bedroom, 1-bathroom cooperative unit is situated on the 6th floor, offering stunning panoramic views of city lights, rooftops with sky, and even glimpses of the sea and skyline. While the unit itself requires some tender loving care, it provides an exceptional opportunity for those looking to personalize their own space. The pre-war charm of the building is evident, offering classic architectural elements and a cozy ambiance. You'll find practicality in abundance with the opportunity for additional private storage space, a basement laundry room, and an elevator for ease of access. Pet lovers will be pleased to know that cats are welcome here, making it a feline-friendly home. Bay Ridge is known for its vibrant mix of cultures and the lively energy of the city. With close proximity to parks, you'll find yourself surrounded by lush green spaces for recreation and relaxation. Transportation is a breeze, offering accessibility to various parts of New York City. The potential to create a living space that reflects your personal style, coupled with the allure of city life and a community feel, makes this property an exceptional choice for anyone looking to be part of the Bay Ridge neighborhood. Don't miss out on this opportunity to own a piece of Bay Ridge's charm and make this place your own. Reach out today to schedule a showing and envision the possibilities!
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $719 | $749 | $988 |
| Total Monthly Payment | $794 | $824 | $1,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.