5826 SHELL COVE DRIVE, Cape Coral, FL, 33914 | $3,200,000

A PRIVATE WATERFRONT RESORT IN THE HEART OF CAPE HARBOUR. This $3. 2 million luxury residence is more than a home, it is an experience. Set on a rare double lot with direct boating access and sweeping views over the mangrove preserve, this 4 story coastal estate was designed for those who want the very best of Cape Coral waterfront living. With a private elevator servicing all 4 floors, 4 furnished decks, balcony access from every bedroom, a screened heated saltwater pool and spa, full outdoor kitchen, waterfront bar, tiki hut, private dock, and two boat lifts (30k & 15k), every detail supports a lifestyle centered around boating, entertaining, relaxation, and unforgettable views. Inside, the home delivers refined coastal elegance with soaring ceilings, tile flooring throughout, tray ceilings with lighting, walls of glass, and expansive indoor outdoor spaces that frame the water from every angle. The gourmet kitchen is the centerpiece of the main living level, featuring a large island with seating, dual tone cabinetry, cabinet lighting, KitchenAid appliances, cooktop with vented hood, double wall oven, oversized refrigerator, pot filler, designer backsplash, wine cooler, pendant lighting, and a wet bar area with built in espresso and cappuccino maker. The open concept living and dining areas are ideal for gathering, with an 8 person dining table, additional seating, and a seamless connection to the oversized balcony overlooking the water. Designed with comfort and privacy in mind, the residence offers spacious bedroom suites, en suite bathrooms, generous closet space, and kitchenettes on multiple levels. The second floor includes 2 bedrooms, a kitchenette, walk in closet space, and beautifully finished bathrooms with both tub and shower options. The 4th floor honeymoon suite feels like its own private escape, complete with a private deck, kitchenette, coffee bar, sink, washer and dryer, quartz countertops, tall ceilings, custom closet cabinetry, dual vanity, soaking tub, and oversized walk in shower. A game room with foosball and additional sleeping accommodations adds flexibility for guests, extended family, or luxury rental use. The outdoor areas are truly unforgettable. Enjoy sunrise coffee from one deck, sunset cocktails from another, then spend the day boating, kayaking, grilling, relaxing by the pool, or soaking in the spa as the water and mangroves create the perfect backdrop. The pool level includes a full bathroom, making it easy to rinse off after boating or swimming, while the full outdoor kitchen with ice maker, gas grill, and waterfront bar creates the ultimate entertaining space. With multiple A/C units, raised pool and A/C equipment, 2 washer and dryer sets, high speed internet, abundant storage, driveway parking, additional on site parking, and the rare combination of luxury finishes, private elevator access, and direct boating from Cape Harbour, this property stands in a class of its own.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 5 full / 1 half
  • Laundry: Inside, Laundry Room, Other
  • Year Built: 2024
  • Garage: 1-car
  • Heating: Central, Electric, Wall Units / Window Unit
  • Cooling: Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
  • Approx Sq. Feet: 3,703
  • Acreage: 0.07
  • Est. Taxes: $19,036
  • HOA Fee: $180 Monthly
  • Water Front: Yes
  • Pool: Heated, In Ground, Infinity, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Disposal, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8521864
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8521864/5826shellcovedrive_capecoral_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 8:07:03 PM)
Listing courtesy of The Keyes Company   Phone: 539-323-2883

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NMLS Mortgage Loan Originator ID 16953

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5826 SHELL COVE DRIVE, Cape Coral, FL, 33914

$3,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,560,000 $2,560,000 $2,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.121% 6.183%
Monthly Tax Payment $1,586 $1,586 $1,586
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,939 $15,348 $21,603
Total Monthly Payment $16,650 $17,059 $23,314

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.