18 MOUNT VERNON LANE, Palm Coast, FL, 32164 | $549,000

Prepare to be captivated as you step into this breathtaking upgraded custom built ICI Westminster model nestled in the charming community of "Arlington. " Situated in the heart of Palm Coast, a scenic lake community hidden by hedges and beautiful landscaping. Also included is underground utilities, street lights and sidewalks. 10 minutes to shopping, churches, hospital. This residence truly embodies luxury living. As you enter you will be greeted by an awesome view of the custom pool with waterfall that overlooks the lake. The L/R welcomes you with a pool table, setting the stage for endless entertainment. The D/R offers space for hosting family gatherings. The custom kitchen offers 42"cabinets, pull out shelves, top of the line S/S appliances-GAS STOVE! Cozy evenings snuggle up in the F/R by the stone fireplace. Owners suite offers haven of relaxation. Unwind in soaking tub, Shower, ensuite bathroom w/dual closets and vanities. BR#2 has its own private bathroom. BR#3 shares guest bath with door that leads to 15x30 Screened patio. Tranquility offered by the
10 x12 covered porch with 75"TV. This home includes porcelain tile thru out and carpet in the BR. s. NEWER ROOF, HVAC , HW heater, GENERAC Generator, new gas heater for pool, newer fans. interior and exterior painting, New blinds and camera system. Walk in and kick off your shoes and enjoy the beauty that surrounds you. 5 minutes to Pine Lakes Golf Course, 10 minutes to Palm Coast community center offering pickleball and tennis courts, dog park. . 20 minutes to Flagler Beach and ICW for fishing and boating, kayaking, jet skiing. Historic St. Augustine is 30 minutes north, Daytona Beach NASCAR is 30 minutes South. Now step out back onto your enclosed Porch with giant 75" TV to enjoy those sports while relaxing in pool. This is a great entertainment home for family gatherings. Check out this beauty. Nothing to do in this house but party! Flagler Beach 20 minutes away. St. Augustine 30 minutes north, . Dayton 30 minutes south. So make that appt today, It WONT last long! Pet friendly neighborhood!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,507
  • Acreage: 0.31
  • Est. Taxes: $6,716
  • HOA Fee: $127 Monthly
  • Lot Desc: Sidewalk
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Flagler-Palm Coast High
  • Pool: Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure, Self Cleaning, Solar Power Pump
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Solar Hot Water, Washer
  • MLS#: FC319431
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/FC319431/18mountvernonlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 7:17:11 PM)
Listing courtesy of REALTY EXECUTIVES OCEANSIDE   Phone: 386-506-8008

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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18 MOUNT VERNON LANE, Palm Coast, FL, 32164

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $560 $560 $560
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,669 $2,773 $3,647
Total Monthly Payment $3,321 $3,425 $4,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.