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Coming Soon listing, no showings. 4BR/3BA home in Jennings Farm, Middleburg. Premium builder upgrades, 3-car garage, fenced yard, no CDD, Flood Zone X, built 2025. Built by Dream Finders Homes in 2025, this upgraded 4-bedroom, 3-bathroom home offers 2, 493 square feet of living space on a fully fenced 0. 25-acre homesite in Jennings Farm. With a premium builder upgrade package already completed, buyers can enjoy upgraded finishes and features without the cost and wait of new construction. The open-concept floor plan features tray ceilings, upgraded tile flooring throughout in lieu of carpet, built-in features, and a split-bedroom layout designed for both privacy and functionality. The kitchen was thoughtfully upgraded with a gas cooktop, combination microwave and wall oven package, exterior-vented range hood, upgraded backsplash, large center island, soft-close cabinets and drawers, and abundant storage and prep space. The spacious owner's suite includes a private bath with a soaking tub and separate walk-in shower. Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, hobbies, or changing household needs. Outdoor living is enhanced by a covered lanai with screened enclosure overlooking the fully fenced backyard. Additional highlights include a premium 8-foot front door, 3-car garage, central air conditioning, heat pump HVAC system, Flood Zone X designation, no CDD fees, and HOA dues of $110 per month. Residents of Jennings Farm enjoy access to a community pool, playground, dog park, pickleball courts, and riverfront park along Black Creek. Conveniently located approximately two miles from the First Coast Expressway, the community offers easy access to shopping, dining, schools, and regional commuting routes. If you're looking for a newer construction home with premium upgrades, a larger homesite, desirable community amenities, and a convenient Middleburg location, this property delivers a combination of features rarely found together in today's market.
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $432,000 | $432,000 | $432,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $97 | $97 | $97 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,625 | $2,728 | $3,587 |
| Total Monthly Payment | $2,814 | $2,917 | $3,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.