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Virtually Staged. Nestled well within the Ayersworth community, this 2019 Harrisburg floor plan offers nearly 1, 900 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and an oversized lanai, all situated on a premium waterfront homesite. The property boasts mature landscaping, a spacious driveway, and a 2-car garage. Inside, there is a foyer that creates a drop zone and space for separation from daily living. Ceramic tile throughout the main living spaces and bathrooms provides a clean, consistent look while being durable and easy to maintain. The open-concept creates a spacious and welcoming main living area, seamlessly connecting the living and dining spaces, all anchored by a well-appointed kitchen featuring an abundance of rich wood cabinetry, newer stainless-steel appliances, and a large center island that provides additional prep space and casual seating. Step outside to the oversized screened lanai and discover a peaceful backyard retreat featuring tranquil water views, thoughtfully designed landscaping that provides added privacy, and a spa that conveys with the home. A fully fenced back yard creates a space for gatherings, pets and play while the gated entry offers access for ease of maintenance. Back inside, the split floor plan has the primary bedroom located at the rear of the home for additional privacy and includes an en-suite bathroom with a walk-in shower, dual sinks and separate water closet. The walk-in closet provides loads of storage space with room for clothing, accessories, shelving, and additional organization options. The three generously sized secondary bedrooms have immediate access to the second full bathroom, which features a tub and shower combination with tiled shower walls and coordinating finishes that match the primary bathroom. The laundry room is large and has cabinetry for additional storage. There is a low HOA, no lender-required flood insurance, and this is a PET FRIENDLY community with no weight restrictions! Residents enjoy amenities that include a fitness center, playground, walking trails, dog park, green space and a RESORT-STYLE pool with a clubhouse. Conveniently located near local schools, including Lennard High School with its Collegiate Academy program, this location offers easy access to everyday essentials and area amenities. Enjoy being just minutes from shopping, dining, Publix, US-301, and I-75, making commuting and daily errands a breeze. As an added benefit, the remainder of the builder's warranty to convey with the home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $415 | $415 | $415 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,652 | $1,717 | $2,258 |
| Total Monthly Payment | $2,142 | $2,207 | $2,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.