100 Front Street, Saint Helena Island, SC, 29920 | $1,995,000

Welcome to 100 Front Street, an exceptional deepwater residence nestled within the private, gated community of Bermuda Bluff--where timeless Lowcountry charm meets extensive modern upgrades and refined coastal living. Set along serene, navigable waters and complete with a private dock, this property offers a rare opportunity to enjoy boating, fishing, and breathtaking sunsets right from your backyard.
Beyond the home's impressive features, residents of Bermuda Bluff enjoy an unparalleled coastal lifestyle with access to exceptional community amenities, including a waterfront clubhouse, resort-style swimming pool, and community deepwater dock. Whether you're gathering with neighbors, enjoying a day by the pool, or setting out on the water, Bermuda Bluff offers the perfect blend of privacy, recreation, and Lowcountry living. From the moment you arrive, the home's extensive improvements and thoughtful enhancements are evident. Designed for both beauty and durability, the property features Marvin hurricane-impact windows and exterior doors, along with hurricane-rated folding doors that seamlessly open the back porch to the main living areas--creating an effortless indoor-outdoor lifestyle. A whole-house Cummins generator provides peace of mind, while upgraded exterior lighting, new spotlights, and a freshly installed mailbox enhance curb appeal. Inside, the home has been completely refreshed with new interior and exterior paint, all-new lighting fixtures, ceiling fans, window treatments, and updated door hardware throughout. The main level showcases beautifully refinished hardwood floors, while the second floor features all-new wood flooring designed to perfectly match below, creating a cohesive and elegant flow. At the heart of the home, the expanded and updated kitchen is both functional and inviting, featuring new appliances and enhanced space for entertaining. Adjacent, a newly constructed breakfast/sunroom offers a bright and airy retreat, complete with tongue-and-groove ceilings, blown-in insulation, reinforced structural elements, and additional air venting for year-round comfort. The living area is anchored by a striking new fireplace, featuring a custom tabby façade and updated firebox--bringing warmth, texture, and unmistakable Lowcountry ambiance to the space. This inviting focal point perfectly complements the home's relaxed yet refined aesthetic. The primary suite is a true sanctuary, boasting a completely renovated Primary bath and a custom-designed closet system by Closets by Design. Additional updates include a new powder room, fully renovated second-floor bathrooms, a new laundry room with updated flooring, and a versatile second-floor bar area complete with a wine rack--ideal for entertaining guests. Outdoor living has been elevated to match the interior upgrades. Both the front and rear porches on the first and second floors have been rebuilt with new waterproofed flooring, reinforced joists, new stairs and railings, and stunning tongue-and-groove ceilings. A charming porch swing with reinforced support adds to the relaxed coastal feel, while new screening and wood doors enhance functionality and comfort. The private dock has also been thoughtfully improved, featuring repaired entry access, replaced decking, new LED pier lighting, a custom-built bench, and a beautifully crafted cocktail rail--creating the perfect setting for gathering, relaxing, and enjoying expansive water views. Additional enhancements include a new second-floor air handler, upgraded ceiling venting, new electrical outlets where needed, reinforced beams throughout key areas, and meticulous structural improvements that ensure both longevity and quality. Every detail of this home has been carefully curated to offer a turnkey, high-performance coastal retreat. At 100 Front Street, you'll find not just a home, but a lifestyle--where modern upgrades, classic Lowcountry design, deepwater access, and the exclusive amenities of Bermuda Bluff come together in perfect harmony. Conveniently located just minutes from downtown Beaufort, shopping, dining, medical facilities, and the area's renowned waterfront attractions, Bermuda Bluff offers a secluded and private coastal setting without sacrificing convenience. Whether you're enjoying a sunset cruise from your private dock, gathering with neighbors at the clubhouse, relaxing by the pool, or simply taking in the tranquil water views from your porch, this exceptional property embodies the very best of Lowcountry living.

Features

  • Amenities: Tennis Court(s), Dock, Pool, Playground, Boat Landing, Clubhouse, Walking Trail, Security Gate
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Development: St Helena Island
  • Year Built: 2002
  • Heating: Electric, Heat Pump
  • Cooling: Electric
  • Basement: No
  • Approx Sq. Feet: 3,000
  • Acreage: 0.7
  • Est. Taxes: $6,925
  • HOA Fee: $2,010 Annually
  • View: Water, River
  • Appliances: Gas Range, Tankless, Auto/Gar/Opener, Cable TV/Available, Dishwasher, Disposal, Dryer, Furnished, Ice Maker, Microwave, Refrigerator, Washer, Wet-Bar, Wine Refrigerator
  • MLS#: 196982
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /eprop/196982/100frontstreet_sainthelenaisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of BHHS Bay Street Realty   Phone: 843-301-0013

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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100 Front Street, Saint Helena Island, SC, 29920

$1,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $577 $577 $577
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,441 $9,697 $13,468
Total Monthly Payment $10,143 $10,399 $14,170

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.