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LAKEFRONT LIVING WITH ROOM FOR EVERYONE! Enjoy beautiful lake views from this spacious 3-story lake house featuring an open-concept kitchen, dining, and living area with a wood-burning stove and rock fireplace. The updated kitchen offers new quartz countertops, breakfast bar, and new appliances, with new luxury vinyl plank flooring throughout. The main level includes one bedroom, a full bath, and a long, covered lakeside porch perfect for relaxing and taking in the view. Upstairs features two bedrooms and a full bath, plus 3 charming lakefront window seats with storage and two large closets in each bedroom. The basement offers laundry, two storage rooms, three large closets, and a spacious open area that could be used as a bonus room or finished into additional bedrooms and bath. A second covered lakeside porch provides excellent lake views and easy access to the waterfront. Outside, enjoy a concrete block seawall, floating dock, and private boat ramp. Level lot with very gentle slope to lake, has picnic tables, swings, benches with plenty of seating to enjoy the boat parade or fishing tournaments that pass by. The road side yard has 3 storage buildings plus fenced area for chickens or other small animals. Unrestricted & residents own all the way to the lakeshore. No boat motor restrictions. Lake Secession is a hidden gem, over 7 miles long & 60 feet in the deepest part of the lake. Plenty of great fishing with crappie, bream, catfish & bass. High speed fiber optic internet available, with Atlanta & Charlotte only 2 ½ hrs, working from the lake is very convenient. Don’t let this pretty property get away, this could be the perfect lake house for your family.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $2,990 | $3,947 |
| Total Monthly Payment | $3,045 | $3,165 | $4,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.