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Impressive 3 Bedroom, 2 Bathroom home with attached 2 Car Garage in Punta Gorda. This light and bright home offers an open and split bedroom floor plan with a Great Room, separate Dining Room, well equipped kitchen, laundry room with washer and dryer and screened Lanai. The Great Room has tile flooring, tray ceiling, sliding glass doors to the Lanai and opens to the Kitchen. There is a large window in the Dining Room. The Kitchen features wood cabinets, stone counters, pantry closet, breakfast bar, dining area with sliding glass doors to the Lanai and stainless appliances. Appliances include: French door refrigerator, built in microwave, oven/range and dishwasher. The Master Bedroom suite has two walk in closets, Lanai access via sliding glass doors and private bathroom with dual sinks, stone counters, garden tub and walk in shower. There are two additional bedrooms and the guest bathroom has a tub/shower combination. The large screened lanai overlooks the spacious backyard perfect for your family and pets. Other features include double door entry with transom window. open front porch, tile floors throughout the living areas and carpet in the bedrooms. Convenient to to shopping, dining, events and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $450 | $450 | $450 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,035 | $2,146 | $2,834 |
| Total Monthly Payment | $2,560 | $2,671 | $3,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.