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Nestled on a quiet, tree-lined road in the heart of Cortlandt Manor, this charming 3-bedroom, 2-bath ranch-style home offers the perfect blend of privacy, character, and convenience. Set on a spacious hillside lot with lush, wooded surroundings, this approximately 1, 760 sq. ft. retreat feels like a true escape — without sacrificing easy access to everything you need. Step inside and discover a thoughtfully laid-out floor plan featuring rich hardwood floors, large bedrooms, and an open eat-in kitchen. The expansive family room is anchored by a cozy pellet stove and cedar-accented walls, creating a warm, inviting atmosphere year-round. Sliding glass doors lead directly to a beautifully appointed patio area — perfect for entertaining or simply enjoying the scenic natural surroundings. Outside, a wraparound deck offers sweeping views of the wooded landscape which provides instant curb appeal. With a walk-out basement providing abundant storage and flexible living potential, this home truly has room to grow. Plentiful parking available in the driveway area along with a convenient storage shed. Whether you’re looking for a full-time residence or a peaceful weekend getaway, 20 Ernst Road delivers low-maintenance living with exceptional character. Conveniently located just minutes from shopping, dining, and the vibrant entertainment scene of Peekskill, with easy access to major parkways. Commuters will appreciate the proximity to both Peekskill and Cortlandt Metro-North stations, offering express service into New York City.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $991 | $991 | $991 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,157 | $4,119 |
| Total Monthly Payment | $4,078 | $4,240 | $5,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.