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Welcome home to this meticulously maintained oversized raised ranch, built in 1997 and located in the highly desirable Ponaganset School District along with Fogarty Elementary System. This spacious 3-bedroom, 1 and 1/2 Bathroom home offers comfortable living with a generously sized primary bedroom, plenty of natural light, and a thoughtful layout designed for everyday living and entertaining. The property features a two-car garage plus an additional garage bay, perfect for storing lawn equipment, recreational vehicles, tools, or creating the ultimate workshop space. Step outside to enjoy the brand-new Trex deck complete with a modern wire railing system, overlooking a fully fenced backyard ideal for pets, play, and outdoor gatherings. Whole house generator brings peace of mind during severe weather. Recent updates provide peace of mind, including a two-year-old roof. Pride of ownership is evident throughout this beautifully cared-for home, offering the perfect blend of space, functionality, and location. Conveniently situated near local amenities while enjoying the charm and tranquility of the surrounding area, this is a property you won't want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $701 | $701 | $701 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,916 | $3,030 | $3,985 |
| Total Monthly Payment | $3,709 | $3,823 | $4,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.