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Welcome to 405 Fort Hale Road! This absolutely lovely, sun-filled colonial is located in the heart of the desirable Morris Cove neighborhood. It has all the character and quality details of a house built in the 1920s, but has been updated with modern conveniences, such as central air conditioning, and (high-end) energy efficient windows (with divided light panels in keeping with the style of the home). The beautiful, three-season sun porch off the living room provides a perfect place for relaxing with a good book or afternoon tea. The finished walk-up attic (also with central air) can be used as a private office or 4th bedroom. The sun-dappled, beautifully landscaped yard contains loads of colorful perennial flowers and plants, a "hidden" spot for a vegetable garden, a natural gas hookup for an outdoor grill, and even a covered patio from which to enjoy your morning coffee. The mature landscaping and flowering trees & shrubs provide a semi-private backyard oasis. This warm, incredibly well-maintained (and well-loved) home is truly a gem!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Built-Ins | Upper |
| Formal Dining Room | Built-Ins | Main |
| Kitchen | Hardwood Floor | Main |
| Living Room | Fireplace,French Doors,Hardwood Floor | Main |
| Office | Other | |
| Primary Bedroom | Upper | |
| Sun Room | Remodeled,French Doors | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $371,920 | $371,920 | $371,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $538 | $538 | $538 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,227 | $2,348 | $3,064 |
| Total Monthly Payment | $2,840 | $2,961 | $3,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.