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Situated on the fairway of the 15th hole of Crooked Oaks Golf Course, this nicely updated 2-bedroom, 2-bathroom property boasts a bonus/flex room perfect as an office, home gym, or extra space for overnight guests. Not only does this comfortable villa have a charming fireplace, engineered hardwood floors, screened porch with golf course view, and many windows inviting much natural light, the whole layout is open, spacious, and perfect for entertaining. The kitchen has custom tile backsplash, granite countertops, and Shaker-style cabinetry. The primary bath has custom tile, granite vanity countertop, and large, easily accessible shower with bench. The primary bedroom is large enough to accommodate a sofa and has French doors (with privacy shades) that open into bonusroom, allowing for lots of light. The guest room with two closets opens into the full bath which is also accessible from hallway. A screened porch off the living area increases living space, and an uncovered deck is accessible from both the screened porch and the bonus room. This villa, which has never been a rental property, is close to the beach and club amenities and also benefits from its location, tucked away on a quiet cul-de-sac and steps from its private community pool and the Hidden Oak Nature Trail. Just twenty miles south of Charleston, the country's favorite small city, Seabrook Island offers residents a coastal lifestyle that's difficult to match. Enjoy miles of unspoiled beaches, world-class amenities, and comfortable security. Among the highlights are two championship golf courses, a tennis center with the recent addition of seven pickleball courts, an extensive fitness center with indoor and outdoor pools, impressive 22-acre equestrian center, and a beach club. Bohicket Marina, with 22 wet slips and 114 dry-storage slips, and Freshfields Village, a charming spot for shopping, dining, and other conveniences (incl. new MUSC hospital facility) are just a bike ride away. Purchase of property on Seabrook Island requires membership to the Seabrook Island Club (see documents). Contribution to capital of 1/2 of 1% of sale price + $250 transfer fee and any required payments to Hidden Oak regime to be paid at closing.
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Our Executive Mortgage Banker:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,253 | $3,430 | $4,511 |
| Total Monthly Payment | $3,345 | $3,522 | $4,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.