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Resort-Style Living in the Heart of West Ashley! Welcome to 1320 Coleridge Street, a beautifully updated brick ranch in desirable Charlestowne Estates offering 3 bedrooms, 2 bathrooms, approximately 1, 969 square feet, a two-car garage, pool, and multiple bonus flex spaces. Inside, you'll find beautiful wood floors throughout, a freshly painted interior, smooth ceilings, recessed lighting, and an open, flowing floorplan connecting the living room, dining room, and updated kitchen. The kitchen features custom cabinetry, a large island, quartz countertops, stainless steel appliances, double ovens, and a dedicated coffee and wine nook. Additional flexible spaces include a home office, conditioned laundry room, and bonus room ideal for a gym, office, hobby room, or wine cellar. The backyardis the true showstopper. Designed for entertaining and enjoying the Lowcountry lifestyle, this private outdoor oasis features a sparkling pool with brand-new liner, pump, and filter, expansive deck space, a covered porch, outdoor bathroom, café lighting, and a screened cabana with power and ceiling fan. Mature tropical landscaping, multiple palm trees, manicured lawns, irrigation, and thoughtfully designed outdoor living spaces create a setting that feels more like a private resort than a backyard. Need extra storage or workspace? The property includes two large custom sheds and an additional storage shed, including an oversized powered workshop with a roll-up door large enough for a vehicle, golf cart, boat storage, or hobbies. Major upgrades include energy-efficient windows, all new electrical wiring, new HVAC and ductwork, new tankless water heater, and numerous improvements throughout. Lots of extra storage in multiple closets and attic. Located in the Orange Grove Charter School preferred zone and just a short walk from the future Ashley Landing redevelopment featuring restaurants, shops, greenspace, and entertainment. With no HOA, exceptional curb appeal, and one of the most impressive backyards in West Ashley, this turnkey home offers a lifestyle that's hard to find and even harder to leave.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.223% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,904 | $4,010 | $5,569 |
| Total Monthly Payment | $3,996 | $4,102 | $5,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.