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Welcome to 19 Banner Lane! This beautifully updated 3-bedroom, 2-bathroom home offers 1, 673 square feet of air-conditioned living space and is nestled in one of Palm Coast's most desirable and peaceful neighborhoods.
Step inside to discover a bright, move-in-ready interior featuring new flooring, fresh interior paint, a new HVAC system, updated appliances, elegant quartz countertops, and a stylish kitchen backsplash that combine to create a modern and inviting atmosphere. Newer windows throughout the home enhance energy efficiency while allowing abundant natural light to fill the living spaces.
Adding to the home's charm are multiple skylights in the kitchen and bathrooms, bringing in even more natural light and creating a warm, open feel.
One of the standout features is the air-conditioned Florida room, offering flexible space that can be used as a second living area, home office, game room, or entertainment space. Step outside to the screened-in patio complete with a relaxing jacuzzi, the perfect place to unwind or host family and friends.
The oversized backyard provides ample room for outdoor activities and includes a large storage shed for additional storage or hobbies. Situated on a generously sized lot, the property offers privacy and space that are increasingly difficult to find.
Competitively priced and offering exceptional value, this is one of the most affordable homes available in the neighborhood and has been priced to sell quickly. Don't miss this opportunity to own a beautifully updated home with premium features at an outstanding price.
Families will appreciate the home's location within the Flagler Schools district, which has consistently earned a "B" rating from the Florida Department of Education. Zoned schools for the area generally include Belle Terre Elementary School (PK–7), which holds a "B+" rating on Niche; Indian Trails Middle School, recognized as one of the county's top-performing middle schools with an "A" state rating; and Flagler-Palm Coast High School, which has earned a "B" state rating and a "B+" rating on Niche.
With its extensive updates, desirable layout, exceptional indoor and outdoor living spaces, and convenient location close to shopping, dining, parks, and major roadways, 19 Banner Lane is truly move-in ready. Schedule your private showing today before this opportunity is gone!All information deemed reliable but not guaranteed, buyer / buyer agent to conduct due diligence.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $246,320 | $246,320 | $246,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $309 | $309 | $309 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,475 | $1,555 | $2,045 |
| Total Monthly Payment | $1,859 | $1,939 | $2,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.