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This home is located in the gated community of Estancia West. The community provides a secure park area for the children to play. Inside this home you will find a spacious floor plan that offers 5 generously sized bedrooms and 4 full bathrooms. There are multiple living areas designed for comfort and entertaining. There are plenty of windows providing a ton of natural light which enhances the homes elegant finishes. There is a wood-burning , stone wrapped fire place that adds warmth and timeless character. The custom chef's kitchen has a wolf gas cook top and electric oven. It also has a warming tray and microwave in the center island. There is a custom built in coffee maker as well. The kitchen boasts custom cabinetry and upgraded granite. The serene pool and patio area is surrounded by luscious landscaping, creating a very tranquil setting. There are several fruit trees located around the property for your enjoyment. As soon as you turn the corner and arrive home you are greeted by a beautiful lake view located across from your home providing a picturesque setting. WELCOME HOME!!!
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,508,000 | $1,508,000 | $1,508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.086% | 6.183% |
| Monthly Tax Payment | $726 | $726 | $726 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,800 | $9,041 | $12,725 |
| Total Monthly Payment | $9,651 | $9,892 | $13,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.