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Introducing 7 Disc Lane in the desirable D Section of Wantagh, where thoughtful upgrades, expanded living space, and Virtually Nonexistent Electric Costs come together. Set on a beautifully maintained property with mature landscaping, this well-maintained 4-bedroom, 2-bath home offers a versatile layout, generous room sizes, a welcoming living room with fireplace, and a spacious eat-in kitchen designed for everyday living and entertaining alike. Completing the layout are three ample-sized second-floor bedrooms, a feature rarely found in many homes of this style in the area. Even better, the home's owned solar energy system and Tesla Powerwall batteries help keep electric bills virtually nonexistent while providing added peace of mind. Outside, a long private driveway leads to an oversized detached two-car garage with additional workspace, while the fully fenced backyard provides ample room for entertaining, gardening, recreation, or simply enjoying your own private outdoor retreat. Beyond its curb appeal, this home has been thoughtfully upgraded with features that are increasingly sought after. Recent improvements include NEW roofing and siding, six NEW ductless cooling & heating units for personalized comfort throughout the home, and an impressive owned NEW solar energy system paired with two Tesla Powerwall energy storage batteries, all of which will transfer to the new owner free and clear. This substantial infrastructure investment is already in place, providing efficiency, convenience, backup power capability, and long-term value. Additionally, a Transfer Switch is already in place for the future installation of a generator, providing even greater backup power flexibility. Combining timeless character with meaningful modern upgrades, 7 Disc Lane presents a unique opportunity for buyers seeking a 4-bedroom home in Wantagh with flexible living space, exceptional energy efficiency, and outstanding functionality. Conveniently located near Wantagh parks, shopping, dining, major parkways, the LIRR, and everything that makes Wantagh one of Long Island's most desirable places to call home.
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Our Executive Mortgage Banker:
$749,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,999 | $599,999 | $599,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,276 | $1,276 | $1,276 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,743 | $4,942 |
| Total Monthly Payment | $4,917 | $5,111 | $6,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.