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345 Ridgewood Road, West Hartford, CT, 06107 | $499,900
Rarely available 3-bedroom 2. 5 bath expanded Cape located one house off the water in the Woodridge Association neighborhood. The ample sized lot features driveways on both Ridgewood and Wood Pond roads, a separate garage in the front and multiple outbuildings for storage or play. The home is set back from the road and has pleasing outdoor spaces and private patios for relaxing or entertaining. The home appears quaint from the front but unfolds to reveal three sunny floors of living area. The first-floor primary bedroom includes an en-suite bathroom, walk-in closet, cathedral ceiling and 150sq. ' (+/-) loft wrapped with windows. The 2nd floor bedrooms share a bathroom and are both well equipped with storage and closets. The entertaining rooms of the house flow nicely from one room to the next and feature large windows facing the backyard. The lower level is currently set up as a den, office, laundry room & smaller rooms tailored to hobbies and storage. Additionally, there is an unfinished shop equipped with 220V power. Although it is suitable for immediate occupancy, this home has many opportunities to add value. Membership in the Woodridge association affords this home's residents a lifestyle with swimming, sailing, skating and other activities & events. Don't miss this opportunity to own in an area where friendly neighbors stay for a lifetime or even multiple generations.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Lower Level
- Style: Cape Cod
- Year Built: 1942
- Garage: 1-car Detached Garage,Paved,Driveway
- Heating: Baseboard,Hot Water
- Cooling: Window Unit
- Basement: Full,Heated,Partially Finished,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,800
- Acreage: 0.52
- Est. Taxes: $11,122
- Lot Desc: Corner Lot,Lightly Wooded,Treed,Sloping Lot
- Elem. School: Webster Hill
- Middle School: Sedgwick
- High School: Conard
- Appliances: Oven/Range,Microwave,Range Hood,Refrigerator,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24184672
- Website: https://www.raveis.com
/prop/24184672/345ridgewoodroad_westhartford_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: (860) 231-2600
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Den | Lower |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Loft | Upper |
| Primary Bedroom | Main |
| Study | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
345 Ridgewood Road, West Hartford, CT, 06107
$499,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $927 | $927 | $927 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,395 | $2,495 | $3,294 |
| Total Monthly Payment | $3,397 | $3,497 | $4,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524