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Spacious One-Bedroom Co-Op. . . Yonkers. . . IMMEDIATE ASSIGNED PARKING. . . Swimming Pool. . . Two blocks from the Mt. Vernon West Metro-North station. . . 23 minutes to Grand Central. . . STRIKING HIGH GLOSS MODERN KITCHEN with 11 cabinets & 7 drawers. . . this generously sized one-bedroom puts Manhattan commuters in an enviable position. But this is just as much about the lifestyle waiting for you when you get home. Step inside to striking, newly painted interiors and striking hardwood floors throughout (currently covered by quality carpeting). The modern high-gloss kitchen means business: quartz stone countertops, a farmhouse deep stone sink, stainless steel appliances, abundant cabinet space, built-in double pull-out trash drawer. This is the kitchen buyers are gutting other apartments to get — here, it's already done. The spacious open living area flows beautifully, with room for a full dining table with 8 chairs, a dedicated desk area near the front door, and plentiful closet and storage throughout. The large bedroom measures a true 17' x 10'7" (a size peer listings rarely match). The unit includes 2 window A/C units and is wired via coax to every room, with easy Wi-Fi tower installation as an alternative. Small dogs under 25 pounds permitted. Now for the number that stops buyers in their tracks: $720 PER MONTH MAINTENANCE — roughly $200 less than comparable co-ops in the area. That's a 28% savings, and over five years, $12, 000 back in your pocket. School tax relief monthly refund of $72 reduces maintenance to $648 & is further reduced to below $600 via tax deductions for co-op's property tax & mortgage interest. Compare costs with comparable Manhattan purchase & monthly maintenance for 750 Sq. Feet. Your parking space is included and waiting — immediate assigned parking is a genuine rarity at this price point. The building also features a swimming pool and a common laundry room, with abundant street parking for guests. Step outside and everything is within easy reach: Tibbetts Brook Park — with its lake, nature trails, water slide and lazy river pool complex, and free tennis and pickleball courts — is nearby. Grocery, pharmacy, and dining are a 3-block walk. Four major highways are minutes away. Available for 1 or two occupants. Peer listings in the area are often smaller, feature dated kitchens, and require a 20+ minute walk to Metro-North. This is the one co-op that checks every box — at a price that makes genuine financial sense. Appointments are moving quickly. Call today.
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Our Executive Mortgage Banker:
$179,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,840 | $143,840 | $143,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $861 | $897 | $1,185 |
| Total Monthly Payment | $936 | $972 | $1,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.