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Nice 3 bedroom, 1 1/2 baths ranch style home on 4 acres located in Oconee County, halfway between Walhalla and Westminster. 2 acres are level to very gentle slope on house side of the road. Home is almost 1400 sq. ft. Property consists of 3 separate meters and septic systems. One is ready for either a mobile or Camper with water access. Several outbuildings include a shop and storage building and large covered metal shed that could store a camper sized vehicle. Home comes with a metal roof, separate inside laundry area, bonus room next to, new wood laminate flooring in kitchen, new sinks in both bathrooms. and most ceilings freshly painted. Also contains an attic fan to help in reducing cooling costs. Stephens Drive is a well-maintained gravel road. Home is on public water.
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 6 x 8 | Main |
| Bedroom2 | 11.3 x 10.6 | Main |
| Bedroom3 | 15.2 x 11.3 | Main |
| HalfBath | 4x10 x 3.8 | Main |
| Kitchen | 11.8 x 17.9 | Main |
| Laundry | 11.7 x 12.1 | Main |
| LivingRoom | 11.4 x 14.11 | Main |
| Other | 12.2 11.0 | Main |
| PrimaryBedroom | 11.7 x 13.10 | Main |
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Our Executive Mortgage Banker:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $24 | $24 | $24 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,145 | $1,207 | $1,588 |
| Total Monthly Payment | $1,244 | $1,306 | $1,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.