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Welcome to a lifestyle of town chic and serene luxury living. This move-in-ready duplex townhouse gem is safely tucked away inside a premier, 24-hour gated community that offers an unmatched private and country club style experience. Step into the main-floor foyer, you will feel right at home. The main level flows beautifully into an updated eat-in kitchen complete with modern stainless steel appliances, rich wood cabinetry, and elegant tiled floors. The dining room area is large enough to fit a family, tucked in the hallway is the powder room, and convenient laundry area, you will find a bright, expansive living room. Bathed in natural light from the overhead skylights, this space features sliding glass doors that lead out to your own private wooden deck and serene green backyard. It is the perfect spot to relax and look out over one of the largest, most peaceful green grass backyards in the entire community. Upstairs, the home continues to impress with a large primary ensuite master bedroom, two additional spacious bedrooms, an extra full bathroom, a small foyer, and a wealth of storage space with closets galore. Every comfort has been considered, from the central air conditioning to the long, private driveway that leads to your attached garage with direct entryway to the main floor. Even winter is effortless here, as the association handles the snow removal right to your front door. Outside your doorstep, you can enjoy resort-style amenities including a heated salt-water pool, a kiddie pool, a playground, and active courts for tennis, pickleball, basketball, shuffleboard, and bocce. The community clubhouse features a cozy fireplace and kitchen, a fully equipped gym, and a dedicated dog run for your furry family members. Located in an award-winning school district, you will be just minutes away from local shopping, major highways, and a short distance from Stony Brook University and Hospital. Rental is subject to Hidden Ponds Homeowners Association Rules, Regulations, Declarations, and By-Laws. Additional information is happily provided upon request.
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Our Executive Mortgage Banker:
$4,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,600 | $3,600 | $3,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $21 | $22 | $30 |
| Total Monthly Payment | $96 | $97 | $105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.