|
5401 Cafrey Place | 4 Bedrooms | 2. 5 Bathrooms | Corner-Unit Townhome in MiraBay | Available for Sale or Rent |
Experience the best of coastal Florida living in this beautifully upgraded 4-bedroom, 2. 5-bath corner-unit townhome located in the highly desirable waterfront community of MiraBay in Apollo Beach. Perfectly positioned to capture abundant natural light and tranquil lagoon water views, this spacious residence offers the ideal blend of luxury, convenience, and low-maintenance Florida living.
This home is currently available with a rental option, creating flexibility for buyers or tenants looking to enjoy the MiraBay lifestyle. Whether you are searching for a full-time residence, a seasonal retreat, or a rental opportunity before making a long-term move, this property offers multiple ways to experience one of Apollo Beach’s most sought-after communities.
The monthly HOA fee provides exceptional value and helps simplify day-to-day living by covering interior and exterior water, flood and property insurance, pest control, roof maintenance, exterior paint, and weekly landscaping. This makes the home an excellent option for those seeking a low-maintenance lifestyle without sacrificing space, comfort, or community amenities.
Inside, the home features an impressive list of recent improvements, including brand-new triple-pane storm windows and doors installed in 2026, exterior paint completed in 2023, and a 2021 water heater. The HVAC system includes two units replaced in 2019 and 2020, with the most recent service completed in March 2026. Additional upgrades include a 2020 water softener, epoxy garage flooring, and a beautifully renovated kitchen featuring quartz countertops, a marble backsplash, and a built-in wine refrigerator.
The main level showcases soaring ceilings, plantation shutters, and elegant 24-inch ceramic tile flooring, creating an open and inviting feel throughout the living areas. The primary suite is conveniently located on the first floor, offering privacy, comfort, and easy everyday access.
Upstairs, the flexible layout includes three additional bedrooms, with one room perfectly suited for a home office, fitness room, guest space, or creative studio. Each upstairs bedroom features luxury vinyl plank flooring and custom built-in walk-in closets. A spacious Jack-and-Jill bathroom with double vanities serves the upstairs bedrooms, along with generous additional storage space.
As a resident of MiraBay, you will enjoy access to resort-style amenities, including a heated pool with a 136-foot waterslide, state-of-the-art fitness center, tennis and pickleball courts, playgrounds, parks, and a 10, 000-square-foot clubhouse. The community also offers exclusive access to a 135-acre lagoon with complimentary kayak and paddleboard rentals, giving residents a true coastal lifestyle experience right at home.
Ideally located just minutes from Tampa, St. Petersburg, Sarasota, shopping, dining, schools, marinas, and Gulf Coast beaches, 5401 Cafrey Place offers the perfect balance of waterfront-inspired living, convenience, and flexibility.
Available for sale or rent — offering a rare opportunity to enjoy the MiraBay lifestyle on your terms. The community clubhouse is getting a fantastic upgrade with a brand-new roof installation! Please note this is a brief, temporary project that will be completed shortly, leaving you with beautiful, updated amenities to enjoy all year long.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $679 | $679 | $679 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,172 | $2,291 | $3,025 |
| Total Monthly Payment | $2,926 | $3,045 | $3,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.