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Great opportunity to buy a Colonial Style Home! Set on a welcoming street in the heart of Stratford, this beautifully updated four-bedroom, one-and-a-half-bath home offers the perfect blend of comfort, style, and convenience. Sunlight pours through generous newer windows, filling every room with warmth and highlighting the freshly painted interior and gleaming, refinished hardwood floors that flow seamlessly throughout the home. Beautiful crown moldings and decorative wall panels add timeless elegance and architectural charm throughout. At the heart of the home, the inviting living room features a charming fireplace-perfect for cozy nights. The modern kitchen is both elegant and functional, featuring granite countertops, stainless steel appliances, and ample space for cooking and gathering in the dinning room. Just beyond, the spacious, updated full bathroom showcases stunning tile work and a clean, contemporary design. Thoughtful upgrades such as central air, a newer roof, updated siding, electrical, driveway, HVAC, solar panels and gas heating system provide year-round comfort and peace of mind. Outside, the property truly shines. The home's exterior is enhanced by tasteful stone foundation/front porch work adding character and curb appeal. A large, private yard invites relaxation and entertaining alike, complete with a charming pergola and a bluestone patio, -ideal for summer evenings, weekend gatherings, or simply enjoying the outdoors. Adding to the appeal is an above-ground pool and a deck, creating a resort-like setting right at home-perfect for cooling off on warm days or hosting unforgettable outdoor get-togethers. A garage w/ new door adds both convenience and additional storage. Ideally located not far from NYC, this home is just moments from the train station, making commuting effortless, and only minutes from shopping, dining, parks, and everyday essentials. Life in Stratford offers a unique coastal charm. Residents enjoy access to beautiful beaches like Short Beach and Long Beach. The town hosts beloved community events such as the Stratford Main Street Festival, along with seasonal farmers markets, concerts, and outdoor activities. With marinas, golf courses, walking trails, and a vibrant local dining scene, Stratford offers something for everyone while maintaining a warm, small-town feel. This home is a perfect fit for buyers seeking move-in-ready convenience paired with timeless charm. With its extensive updates, inviting indoor and outdoor spaces, and unbeatable location, it offers not just a place to live-but a lifestyle to love.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | French Doors,Hardwood Floor | Main |
| Kitchen | Granite Counters,Island,Hardwood Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
| Rec/Play Room | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $451,920 | $451,920 | $451,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $484 | $484 | $484 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,746 | $2,853 | $3,753 |
| Total Monthly Payment | $3,322 | $3,429 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.