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Tucked away in a peaceful neighborhood with low HOA fees, this beautifully maintained home offers the perfect blend of charm, durability, and convenience just minutes from downtown St. Augustine with an easy commute to Jacksonville. Built with solid concrete block construction and topped with a metal roof, this home stands out for both its curb appeal and lasting quality. Inside, you'll find a bright, inviting layout enhanced by fresh interior and exterior paint, updated wood and luxury vinyl plank flooring, and thoughtfully selected light fixtures. The kitchen features crisp white cabinetry, granite countertops, abundant natural light from the window above the sink, and a charming breakfast nook with a bay window overlooking the front yard. An additional dining area flows seamlessly into the spacious family room, creating an ideal setting for everyday living and entertaining. French doors open to an oversized screened and covered lanai, extending your living space outdoors year-round. Privately situated at the rear of the home, the primary suite provides a relaxing retreat and includes a beautifully updated en-suite bath. Two generously sized guest bedrooms share a full bathroom and are conveniently located near the laundry room, complete with built-in storage cabinetry. Step outside to enjoy the fully fenced backyard, where a dedicated gravel fire pit area creates the perfect gathering spot for evenings with family and friends. With tasteful updates, low-maintenance construction, and an exceptional location, this move-in-ready home is one you won't want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $408 | $408 | $408 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,720 | $1,792 | $2,366 |
| Total Monthly Payment | $2,203 | $2,275 | $2,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.