12065 Summergate CIR, Fort Myers, FL, 33913 | $199,900

Model Perfect Corner 2 Bedroom/2 bath First Floor Condo is located much further south after the Gateway Golf and County Club area in Summerwind. Memberships to the Golf and Country Club are optional. Enjoy the convenience of a guarded gate entry in Gateway, just 6 minutes from the airport without the noise. This lovely corner condominium has been updated throughout. Upgrades and Features include quartz countertops, newer stainless steel appliances, New luxury vinyl flooring, fresh custom interior paint, tiled lanai, IMPACT WINDOWS, and Electronic storm shutters on the screened lakefront lanai, newer AC and water heater, luxury window treatment, and modern fans/lighting. The Primary Suite is light and bright yet relaxing and peaceful with luxury window treatments. The Primary bath is fully updated, down to the water closet, with new fixtures. Your guests will enjoy the second bedroom and bath with a tub /shower combo to fit all guests of all ages. Relax on the screened lanai and enjoy the lake's water feature. All residents in Summerwind enjoy a community pool and spa just steps away. As a resident in the Gateway area, all owners have access to a larger community pool and sports fields. Gateway Golf and Country Memberships have no waiting list and can be purchased as a full golf or a social membership to enjoy the club dining, pool, and pickleball. This condo is available for immediate occupancy for a seasonal, full-time, or even investment property.

Features

  • Building Design: Low Rise (1-3)
  • Parking: Common,Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 2
  • Amenities: Basketball,Bike And Jog Path,Billiards,Clubhouse,Community Pool,Community Spa/Hot Tub,Dog Park,Exercise Room,Golf Course,Hobby Room,Pickleball,Play Area,Private Membership,Restaurant,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: SUMMERWIND
  • Development: GATEWAY
  • Year Built: 1994
  • Approx Sq. Feet: 956
  • Acreage: 0.11
  • Est. Taxes: $2,831
  • Condo Fee: $1,957 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Condo/Hotel,Gated
  • Water Front: Yes
  • Elem. School: SCHOOL CHOICE
  • Middle School: SCHOOL CHOICE
  • High School: SCHOOL CHOICE
  • Pet Policy: No Approval Needed
  • MLS#: 226023577
  • Website: https://www.raveis.com
    /prop/226023577/12065summergatecir_fortmyers_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Coldwell Banker Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12065 Summergate CIR, Fort Myers, FL, 33913

$199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $236 $236 $236
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $958 $1,010 $1,328
Total Monthly Payment $1,269 $1,321 $1,639

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.