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800 W RIVER OAK DRIVE, Ormond Beach, FL, 32174 | $400,000
Sellers are ready to move on and have dropped the price to help you move in fast. Experience the best of Ormond Beach living in this beautifully updated, move-in-ready home in the sought-after N. Beach Street community. Efficiency is built into the lifestyle here, as the full-house solar panel system (installed in 2022) works to significantly slash your monthly electric bills, FPL bill approx. $30. 00/month. This 4-bedroom, 3-bathroom residence is designed for those who value an active lifestyle without the restrictions or costs of an HOA. Beyond the aesthetics, this home provides a massive advantage in today's market: it is "High and Dry" with no history of flooding. Combined with a 2018 roof, a 2020 AC, and a newly updated electrical panel, this property is positioned for easy insurability and long-term peace of mind. . With all major systems updated and a vacant status ready for a fast closing, this is a rare opportunity to secure a double gates to store it securely on-site, o worry-free Florida home. the convenience of pulling your boat or RV through large r spending your afternoons in an expansive, fully fenced backyard with plenty of room to add a private pool oasis. Whether you are taking a quick 1. 5-mile bike ride to the historic downtown shops or a short 2. 2-mile trip to the Atlantic sands, your next adventure is always just minutes away. Inside, the home offers a bright and flexible layout featuring two en-suite master bedrooms, making it ideal for guests or multi-generational living. The heart of the home is a functional kitchen with granite countertops and two movable islands--perfect for hosting friends before stepping through elegant French doors to a private screened-in porch. From the salty breeze on your porch to the significant energy savings in your pocket, every detail of this retreat is ready for you to start living the dream today. The guest ensuite did not have closet doors when sellers purchased the home. The Owner’s Suite is the only room that needs new flooring. There is carpet now. There is a well for irrigation, no pump was there when the sellers purchased the home and they don’t know where any irrigation lines run IF there are any irrigation lines. That is it! No other issues! The
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 85 x 115
- Laundry: Inside, Laundry Room
- Year Built: 1977
- Garage: 2-car Boat, Driveway, Garage Door Opener, RV Parking
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,064
- Acreage: 0.22
- Lot Size: 85 x 115
- Est. Taxes: $4,484
- Elem. School: Ormond Beach Elem
- Middle School: Ormond Beach Middle
- High School: Seabreeze High School
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: V4949769
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/V4949769/800wriveroakdrive_ormondbeach_fl?source=qrflyer
Listing courtesy of ADAMS, CAMERON & CO., REALTORS Phone: 386-738-1920
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
800 W RIVER OAK DRIVE, Ormond Beach, FL, 32174
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,657 |
| Total Monthly Payment | $2,366 | $2,470 | $3,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388