|
Welcome to this charming 2-bedroom, 1-bath home located in the highly desirable waterfront community of Village of Holiday Lake! This property features new subfloors and laminate top floors.
The home boasts an inviting eat-in kitchen, a spacious lanai, and a separate laundry room. . An addition to the second bedroom has transformed it into a generously sized primary bedroom measuring approximately 8' x 15'. The lanai also includes a dedicated utility room with a washer and sink, providing excellent potential for the addition of a second bathroom.
Need extra storage or workspace? You'll love the attached 100-square-foot workshop/shed, perfect for hobbies, projects, or additional storage. Step outside to enjoy the private backyard patio overlooking a peaceful greenbelt and wooded area, creating a serene setting for relaxing or entertaining.
At Village of Holiday Lake, you OWN YOUR LAND —LOW HOA FEES ONLY $150 PER MONTH! Residents enjoy an exceptional lifestyle with access to 25+ boat slips offering direct access to Charlotte Harbor and the Gulf. Amenities include TWO POOLS, BBQ area, a large recreation hall with a full kitchen, FITNESS CENTER, library, craft room, woodworking shop, pool tables, PICKLEBALL, tennis courts, shuffleboard, laundry facilities, and more.
Conveniently located near shopping, restaurants, grocery stores, gyms, nightlife, bike trails, and beautiful Gulf Coast beaches, this community truly has it all. Experience the relaxed Florida lifestyle in one of Port Charlotte's most sought-after neighborhoods, where GOLF CARTS are the preferred mode of transportation.
Don't miss your opportunity to own this adorable home—schedule your private showing today before it's gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$95,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $76,000 | $76,000 | $76,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $155 | $155 | $155 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $462 | $480 | $631 |
| Total Monthly Payment | $692 | $710 | $861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.