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**Seller will either resod the front yard right before closing OR give a credit to the buyer. Welcome to Del Webb Spruce Creek Golf & Country Club, one of Central Florida’s premier gated 55+ communities (guarded 24/7), where resort-style amenities meet a vibrant, golf cart-friendly lifestyle. This beautifully updated home features an open and airy floor plan with new flooring throughout, fresh modern finishes, and a spacious living room highlighted by a sleek electric fireplace that creates a warm focal point for gathering and relaxing. The updated kitchen offers stylish cabinetry, stainless steel appliances, ample counter space, and overlooks a charming breakfast nook that serves as the perfect dining area filled with natural light. The spacious primary suite provides a peaceful retreat with dual vanities and generous closet space. The covered rear patio offers an ideal spot to enjoy your morning coffee or unwind in the evening overlooking the backyard. Natural light creates a bright and inviting atmosphere throughout the home.
Living in Del Webb Spruce Creek means enjoying an incredible array of amenities. Residents enjoy 36 holes of championship golf at Eagle Ridge Golf Club, a state-of-the-art 14, 000-square-foot fitness center with an indoor lap pool, two heated outdoor pools and spas, tennis and pickleball courts, softball fields, bocce ball, walking trails, on-site dining, countless clubs and social activities, and year-round entertainment. Whether you're looking for an active lifestyle or a welcoming community with a true small-town feel, this home offers the best of both worlds.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $216,000 | $216,000 | $216,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $290 | $290 | $290 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,312 | $1,364 | $1,794 |
| Total Monthly Payment | $1,677 | $1,729 | $2,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.