2547 Vine AVE, Naples, FL, 34120 | $415,000

Discover a seamless blend of natural beauty and modern efficiency in this single-story detached home located in the gated community of Orange Blossom Ranch in North Naples. Positioned on a rare double lake lot, this Orchid model presents a unique architectural orientation that captures unobstructed western lake views and sunsets from the front of the home, alongside eastern exposure with peaceful water views from the rear. This dual-water aspect sets the property apart, creating a bright and airy atmosphere throughout the entire day.
Stepping inside, the 1, 544-square-foot under-air layout features two bedrooms plus a versatile den and two full bathrooms. The entire living space is tied together with low-maintenance tile flooring, reflecting the natural light that pours in from both sides of the residence. The open-concept kitchen has been elevated with a custom tile backsplash and automatic under-cabinet lighting, creating a sophisticated and functional space for daily meal preparation and casual entertaining. Transitioning to the outdoor living spaces, the front of the home features a screened garage enclosure that permits an incredible, continuous cross-breeze through the house on cooler days. In the back, the extended covered lanai provides an expanded footprint for outdoor dining, lounging, and taking in the quiet morning sunrise over the water.
This property is equipped with forward-thinking infrastructure designed to lower overhead costs and provide peace of mind. A fully paid-off solar panel system delivers significant monthly energy savings, while a fully paid-off whole-home water treatment system ensures premium water quality. The property is also outfitted with a comprehensive Ring security system, including a smart doorbell and exterior cameras. Outside, the landscaping has been completely redone, offering a lush, mature, and dense garden setting that establishes superior curb appeal and privacy compared to standard neighborhood plots.
Situated in the rapidly expanding corridor of Naples, Florida 34120, Orange Blossom Ranch is a golf-cart-friendly HOA community offering premium amenities, including resort-style pools, fitness facilities, and sports courts. The community benefits immensely from major local infrastructure improvements, most notably the newly completed Vanderbilt Beach Road extension, which dramatically reduces drive times to Gulf beaches, downtown Naples, and local shopping centers. Residents enjoy proximity to a brand-new regional waterpark and extensive upcoming commercial developments, positioning this neighborhood as one of the most dynamic and accessible areas in Southwest Florida.

Features

  • Building Design: Villa Attached
  • Amenities: BBQ - Picnic,Bike And Jog Path,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot Tub,Exercise Room,Fishing Pier,Sidewalk,Streetlight,Tennis Court,Volleyball
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: ORANGE BLOSSOM RANCH
  • Year Built: 2023
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,544
  • Acreage: 0.12
  • Est. Taxes: $4,474
  • Master HOA Fee: $622
  • Lot Desc: Across From Waterfront,Regular
  • View: Lake,Pond,Water
  • Community Type: Gated
  • Water Front: Yes
  • Middle School: CORKSCREW MIDDLE SCHOOL
  • High School: PALMETTO RIDGE HIGH SCHOOL
  • Pet Policy: With Approval
  • MLS#: 226022385
  • Website: https://www.raveis.com
    /prop/226022385/2547vineave_naples_fl?source=qrflyer
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617.959.4813

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Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 23716

781.490.5670

Andrew.vanDyk@raveis.com

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Our Insurance Division:

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2547 Vine AVE, Naples, FL, 34120

$415,000

Kate Swenson

Luxury Properties Specialist

William Raveis Real Estate

Phone: 617.959.4813

Kate.Swenson@raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.846%
Monthly Tax Payment $373 $373 $373
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,988 $2,071 $2,735
Total Monthly Payment $2,436 $2,519 $3,183

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.