16 Main Street, #3V, E. Rockaway, NY, 11518 | $295,000

Welcome to Harbor House, where convenience, comfort, and community come together in the heart of East Rockaway. Surrounded by local restaurants, cafés, shops, and everyday conveniences, and just minutes from the LIRR, this is a location that makes everyday living effortless. The unit is a spacious and move-in-ready home featuring an expansive living room, dedicated dining area, abundant storage throughout, and a large galley kitchen with exceptional cabinet and counter space. The generously sized bedroom and updated full bath complete a layout that lives larger than expected. With manageable monthly maintenance, garage parking available, and exceptional value under $300, 000, this is an opportunity to enjoy a highly convenient Long Island lifestyle with easy access to dining, shopping, and transportation. The location you want, the value you’ve been waiting for. Welcome home to 16 Main Street Unit 3V

Features

  • Parking: Garage, Parking Lot
  • Heating: Natural Gas, Other
  • Cooling: Wall/Window Unit(s)
  • Amenities: Elevator(s), Live In Super
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1960
  • Common Charge: $1,203 Monthly
  • Approx Sq. Feet: 0
  • Acreage: 0.05
  • Elem. School: Rhame Avenue Elementary School
  • Middle School: East Rockaway Junior-Senior High Sch
  • High School: East Rockaway Junior-Senior High Sch
  • School District: East Rockaway
  • Pets Allowed: No
  • Appliances: Dishwasher, Gas Cooktop, Gas Oven, Refrigerator
  • MLS#: 1015971
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/1015971/16mainstreet_erockaway_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Real Broker NY LLC   Phone: 518-730-4228

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

16 Main Street, #3V, E. Rockaway, NY, 11518

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,396 $1,472 $1,944
Total Monthly Payment $1,471 $1,547 $2,019

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.