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Welcome to 55+ Kings Ridge! This rare St James model is located in a quiet cul de sac and has fantastic views over the golf course. You must come and view the extra large back screen enclosure where you can enjoy the great views of the golf course. This makes for a party waiting to happen! The Gazebo remains along with the patio furniture in the back. The front entry has tile and a beautiful leaded glass door. The great room, primary bedroom and den/3rd bedroom have wood flooring. The kitchen & dinette area have ceramic tile. The kitchen has real wood cabinetry, Corian countertops, and beautiful stainless appliances. The dinette area has additional cabinetry that matches the kitchen cabinets for plenty of storage. Very open plan with a very large great room with views out to the golf course. The roof was replaced in Oct 2021. 3 windows were replaced in Dec of 2021. The primary bathroom has been completely remodeled. The tub was removed and a large dual vanity installed. The shower has no step down and is very accessible. There is also a large linen closet. The primary bedroom has 2 walk in closets. The den/3rd bedroom has a built in murphy bed that will remain. There is a separate laundry room and the washer & dryer remain. There is also a covered lanai that has vinyl doors that open. The gutters on the home have Leaf Filter on them. Kings Ridge is a 55 Plus gated golf community located in the rolling hills of Clermont, FL. Enjoy the Royal life style in the multi-million $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, internet, TV & home phone thru Fibernow, maintenance of roads and outside painting of home every 7-8 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dine out. Approximately 30 minutes to Disney Parks or Universal Studios.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,245 | $2,965 |
| Total Monthly Payment | $2,531 | $2,620 | $3,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.