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326 Hemlock Drive, Gilmanton, NH, 03237 | $499,400
WATERFRONT RETREAT with Private Dock & Incredible Views! Welcome to your beautifully updated getaway on coveted Sawyer Lake in Gilmanton, NH. This renovated 2-bedroom, 1-bath cottage offers the perfect blend of modern comfort and classic lake living, set on 80' of private shoreline with incredible lake views that can be enjoyed from inside and out. INSIDE, you’ll find a bright, inviting layout designed for easy living and relaxation. Tastefully updated with quartz countertops, soft-close cabinetry, island/breakfast bar, and modern finishes, creating an open feel while maintaining its cozy charm. A thoughtfully designed coffee bar/laundry nook, featuring a side-by-side washer & dryer tucked neatly beneath, adds both style and convenience. COMFORT is ensured year-round with propane forced hot air heating, making it comfortable well beyond the traditional lake season. STEP OUTSIDE to experience true lake life. A permanent PRIVATE DOCK provides direct access to Sawyer Lake for boating, swimming, and fishing, while your private shoreline and beach area create the perfect setting for entertaining, or enjoying quiet mornings by the water. A spacious deck and multiple outdoor areas enhance the connection between indoor and outdoor living, all framed by sweeping, incredible lake views, and easy lake access with stairway connection to the waterfront. While officially classified as a 3-season property due to non-winterized water lines, it's comfortably heated and used well beyond the traditional season, offering extended enjoyment of lake life. With no HOA restrictions, you have freedom that is increasingly rare on waterfront communities. Excellent short-term or vacation rental potential, subject to local regulations, making it ideal as both a personal retreat and an investment. MINUTES from the best of the NH Lakes Region, including dining, hiking, trails, motorsports, premier ski areas, and NH TAX FREE Shopping. A rare opportunity to own a waterfront property on SAWYER LAKE
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Cabin,Cottage/Camp,Ranch,Single Level
- Year Built: 1964
- Heating: Propane,Forced Air,Wall Furnace
- Cooling: None
- Approx Sq. Feet: 884
- Acreage: 0.25
- Est. Taxes: $5,292
- Lot Desc: Beach Access,Deep Water Access,Lake Access,Lake Frontage,Lake View,Lakes,Recreational,Sloping,View,Water View,Waterfront,Near Golf Course,Near Paths,Near Shopping,Near Skiing,Near Snowmobile Trails,Near ATV Trail,Private
- Water Front: Yes
- MLS#: 5095137
- Website: https://www.raveis.com
/prop/5095137/326hemlockdrive_gilmanton_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/29/2026Listing courtesy of McGinn & Associates Realty, LLC Phone: 603-898-3900
Listing Agent: Maria Erna
William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
326 Hemlock Drive, Gilmanton, NH, 03237
$499,400
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,520 | $399,520 | $399,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $441 | $441 | $441 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,393 | $2,492 | $3,291 |
| Total Monthly Payment | $2,909 | $3,008 | $3,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB