25 Orchard Lane, Gilsum, NH, 03448 | $640,000

Tucked away in a peaceful setting, this handcrafted 1½-story farmhouse offers charm, character, and thoughtful craftsmanship throughout. The heart of the home is the beautiful post-and-beam kitchen, featuring custom cabinetry, tile flooring, ample storage, and included appliances. Just off the kitchen, the pantry/mudroom provides exceptional functionality with a utility sink, coat closet, built-in cupboards, half bath, washer hookup, and space for a dryer. The open-concept living and dining area is warm and welcoming, highlighted by oak flooring, six large windows that capture natural light and passive solar warmth, and a cozy woodstove. A first-floor bedroom provides convenient single-level living, while an overhead loft connects to a walk-through closet and a full bath adorned with handmade tile. Upstairs, a charming library nook sits at the top of the stairs, flanked by two bedrooms with access to a full bath, along with a spacious finished bonus room offering flexibility for hobbies, recreation, or additional living space. Plastered and painted walls and ceilings, along with Andersen casement and awning windows, add to the home's quality and appeal. Designed for comfort and efficiency, the home is heated by a wood pellet-fueled boiler with hydronic radiant heat, complemented by a woodstove. The electrical system is generator-ready, and the home is served by a dependable natural spring water supply. Outside, a 32' x 40' garage with a heated workshop and second-floor storage provides abundant space for projects and equipment. Additional outbuildings include a wood and equipment shed, attached tool shed, and a cozy cabin with a woodstove and storage shed. The property enjoys sunny southern exposure with open space around the home, established gardens, perennial plantings, and mature landscaping. Beyond, wooded land slopes toward the scenic Ashuelot River Gorge, creating a private and tranquil backdrop.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Farmhouse
  • Year Built: 1974
  • Garage: 2-car Garage
  • Heating: Pellet Stove,Electric,Hot Water,Other,Passive Solar,Radiant,Radiant Floor,Pellet Furnace
  • Cooling: None
  • Approx Sq. Feet: 1,976
  • Acreage: 11.1
  • Est. Taxes: $7,010
  • Lot Desc: Agricultural,Country Setting,Field/Pasture,Landscaped,Mountain View,Orchards
  • Elem. School: Gilsum Elementary
  • Middle School: Monadnock Regional Jr. High
  • High School: Monadnock Regional High Sch
  • School District: Monadnock Sch Dst SAU #93
  • MLS#: 5094860
  • Website: https://www.raveis.com
    /prop/5094860/25orchardlane_gilsum_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/5/2026
Listing courtesy of Keller Williams Realty Metro-Keene   Phone: 603-352-0514
Listing Agent: Bruce Murphy

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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25 Orchard Lane, Gilsum, NH, 03448

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $584 $584 $584
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,066 $3,233 $4,252
Total Monthly Payment $3,742 $3,909 $4,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.