11 Spruce Road, Middleton, NH, 03887 | $469,900

Welcome to 11 Spruce Road, a quintessential lakeside haven where the gentle rhythm of cottage living meets effortless charm. Picture starting your mornings on the picturesque farmer’s porch, holding a warm mug of coffee as the neighborhood wakes up and the day begins with absolute peace. This beautiful cape-style home breathes comfort and warmth, boasting three spacious bedrooms, two full bathrooms, and a wealth of thoughtful refreshes that enhance its sweet, timeless appeal. Step inside to a large, sun-drenched living room showcasing fresh interior paint, updated lighting, and new door knobs and outlet covers that add a polished touch to the home's character. Adjacent to the living room, the heart-of-the-home eat-in kitchen awaits, boasting ample cabinetry and brand-new appliances ready for homemade meals. The main floor features two cozy, light-filled bedrooms and a full bathroom, while the upstairs reveals a beautifully updated hideaway. Here, you'll find one private bedroom and a finished living space with an attached second full bathroom—offering a dreamy layout for a guest suite, artist's nook, or a flexible retreat. Step outside onto the deck, a lovely spot for sun-soaked afternoon reading, and look out over the large yard framed by fresh landscaping and a freshly painted exterior. Best of all, your days will be defined by the effortless, quick walk to the shared private beach on Sunrise Lake. Imagine spending golden afternoons with your toes in the sand, swimming, boating, or simply soaking in the serene lakeside ambiance before wandering home under the stars. This beautifully maintained home also benefits from a recently updated roof providing ultimate peace of mind. With its blend of cozy corners, heartwarming character, and an idyllic lakeside location, this stunning property is sure to captivate and inspire. Come fall in love with this beautiful home today! Showings begin at open houses. 6/20 & 6/21 11am - 1pm.

Features

  • Amenities: Beach Access,Beach Rights,Boat Launch
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Cape
  • Year Built: 2003
  • Heating: Oil
  • Cooling: None
  • Basement: Bulkhead,Concrete,Concrete Floor,Full,Sump Pump,Unfinished
  • Approx Sq. Feet: 1,458
  • Acreage: 0.3
  • Est. Taxes: $5,043
  • Lot Desc: Country Setting,Lake Access,Landscaped
  • MLS#: 5094844
  • Website: https://www.raveis.com
    /prop/5094844/11spruceroad_middleton_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/24/2026
Listing courtesy of H&K REALTY   Phone: 603-684-2609
Listing Agent: Kami Lee

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11 Spruce Road, Middleton, NH, 03887

$469,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,920 $375,920 $375,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.615% 5.952%
Monthly Tax Payment $420 $420 $420
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,284 $2,374 $3,122
Total Monthly Payment $2,779 $2,869 $3,617

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.