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Better-than-new home in Palencia that is move in ready! Don't miss your opportunity to live in one of Northeast Florida's most sought-after areas where comfort, style, and the Florida lifestyle come together in one exceptional and well-maintained home. Lovely curb appeal with a pavered driveway, craftsman style elevation and a charming front porch that is perfect for a couple of rocking chairs. The resident chef will appreciate the kitchen that was designed for style and functionality while creating culinary delights. The kitchen upgrades include stainless appliances, gas stove, quartz countertops, and a large extended kitchen bar with seating. You will find an extra bonus space off kitchen which can serve as a coffee/wine bar or butler's pantry for keeping clutter in the kitchen to a minimum. The large primary ensuite is the perfect escape at the end of the day with spa like bathroom which provides a tranquil atmosphere. Three additional bedrooms could serve multiple purposes with room for an at home office, flex room or whatever fits your needs. The covered lanai adds to the living space, connecting the outdoors to the indoors, and overlooking the fenced back yard where there is room for a garden, grill space and entertaining. Walk or bike to the many shops, restaurants and amenities. Palencia offers second to none resort style amenities including a championship golf course, lap; pool and waterslide pool, tennis and pickleball courts plus a fitness center. A major bonus is the FREE pickleball and fitness classes - including Yoga, Spin, Barre, Pilates, HIIT, water aerobics and so much more! Located just minutes from historic downtown St. Augustine, pristine beaches, shopping, dining, and top-rated schools, this home offers the perfect balance of peaceful community living with easy commute to stores, shops, restaurants and beaches; this home delivers both lifestyle and location. Easy access to major roadways makes commuting simple while still enjoying the charm and beauty of coastal living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$532,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $425,600 | $425,600 | $425,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,687 | $3,534 |
| Total Monthly Payment | $2,678 | $2,779 | $3,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.