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220 40TH AVENUE, St Pete Beach, FL, 33706 | $971,000
The Blue Beach Cottage awaits you! Nothing has been left to the imagination and features upgrades exclusive to custom builds. Explore and revel in this extraordinary treasure. Enter into a spacious open concept living area, the adjacent kitchen welcomes you with glowing natural light. The kitchen and indoor laundry sport new upgraded and matching appliances while custom built-ins and shelving offer ample storage space and opportunities to display and showcase your own personal style. The primary suite is outfitted with a walk-in closet, private bath and additional make-up/styling nook. Two spacious guest bedrooms provide individual climate controls and closet systems. Nestled perfectly between the living area and laundry is a family/game room equipped with a beverage center and a custom built fifteen-foot banquette with storage. A water softener and a reverse osmosis purifier for drinking water make bottled water obsolete. Multiple entry points lead to a spacious backyard framed by a grand wrap-around patio that is ideal for grilling and entertaining, a chipping and putting green add to the backyard fun. An outdoor shower is ideally located next to a beach gear storage unit. The Blue Beach Cottage, in the Belle Vista neighborhood, is a mere 400 step walk to the sugary sands of St. Pete Beach. A private parking area for Belle Vista residents is also available at the intersection of 44th Ave and Gulf Blvd. Positioned conveniently between Pass-a-Grille, the Don and the shops of Corey Ave, the Blue Beach Cottage is a jewel seldom found. This home is more than just a turn-key gem it is unique with its custom upgrades and add-ons that will fit all tastes and styles. There will be no need for any remodel or reno work; any and everything one can conceive has been realized. This home is equipped with new central HVAC system and mini split units. Hurricane windows and custom shades were added in 2025. A new water heater, new plumbing, an in-ground irrigation system, outdoor lighting and enhanced electrical system added in 2025 and 2026 position this home to rival any new build.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 70 x 125
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Style: Cottage
- Year Built: 1949
- Heating: Electric
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,506
- Acreage: 0.2
- Lot Size: 70 x 125
- Est. Taxes: $3,506
- Lot Desc: FloodZone
- Elem. School: Azalea Elementary-PN
- Middle School: Bay Point Middle-PN
- High School: Boca Ciega High-PN
- Appliances: Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Wine Refrigerator
- MLS#: TB8521467
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8521467/22040thavenue_stpetebeach_fl?source=qrflyer
Listing courtesy of REALTY ONE GROUP BEYOND Phone: 727-900-7174
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
220 40TH AVENUE, St Pete Beach, FL, 33706
$971,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $776,800 | $776,800 | $776,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.239% | 6.086% | 6.183% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,533 | $4,657 | $6,555 |
| Total Monthly Payment | $4,917 | $5,041 | $6,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388