489 LADY GRACE PLACE, Deland, FL, 32724 | $399,900

A rare find in the highly desirable Victoria Oaks community! This beautifully maintained Cali model, built in 2022, featuring a spectacular SCREENED ENCLOSED PRIVATE POOL that is heated and salt water making this the perfect outdoor entertainment area.
The open-concept floor plan seamlessly connects the living, dining, and kitchen spaces, creating a bright and inviting atmosphere ideal for everyday living and entertaining. The home features beautiful ceramic tile throughout the home. The kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, white shaker cabinetry, a spacious corner pantry, and a large center island perfect for meal preparation, casual dining, or gathering with family and friends.
The spacious primary suite overlooks the private pool area and features a en-suite bathroom with dual granite vanities, a private water closet, an upgraded walk-in tiled shower, a custom walk-in closet, and an additional linen closet for extra storage.
Three additional bedrooms provide plenty of flexibility for family, guests, or a home office.
Step outside to your own backyard retreat. The screened lanai opens to a beautiful paver pool deck designed for relaxation and entertaining. A paver walkway leads to the pool area, while a separate patio provides the perfect setting for a fire pit and outdoor gatherings. The fully fenced backyard offers privacy with no rear neighbors directly behind you but offers plenty of space for pets, play, and outdoor activities.
Additional features include a smart home technology package, all kitchen appliances, blinds, upgraded ceiling fans, and designer light fixtures. Epoxy Garage Floor making maintenance effortless.
Victoria Oaks is a community surrounded by natural beauty and outstanding resort-style amenities. The HOA includes cable TV, high-speed internet, reclaimed water for irrigation, and access to three amenity centers featuring fitness facilities, resort-style pools, walking and biking trails, playgrounds, volleyball courts, and gathering spaces. The community clubhouse is available for special events and celebrations, making it easy to enjoy the Florida lifestyle year-round. Conveniently located near shopping, dining, medical facilities, and major highways, this exceptional home offers the best comfort, convenience, and community living.

Features

  • Amenities: Clubhouse, Fence Restrictions, Playground, Pool, Security
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,846
  • Acreage: 0.14
  • Est. Taxes: $5,264
  • HOA Fee: $265 Monthly
  • Lot Desc: City Lot
  • Elem. School: Freedom Elem
  • Middle School: Deland Middle
  • High School: Deland High
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: V4949726
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/V4949726/489ladygraceplace_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/28/2026 2:17:09 PM)
Listing courtesy of LANE REALTY SERVICES, LLC   Phone: 386-747-5054

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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489 LADY GRACE PLACE, Deland, FL, 32724

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $439 $439 $439
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $1,996 $2,635
Total Monthly Payment $2,430 $2,510 $3,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.