3239 OSPREY LN, Port Charlotte, FL, 33953 | $348,000

A Florida Story Worth Living… Welcome Home to 3239 Osprey Lane.

There are homes that check boxes — and then there are homes that change the way you feel the moment you walk through the door. 3239 Osprey Lane is the latter. Set within the lush, resort-style haven of Riverwood, this beautifully maintained, turnkey-furnished residence offers a lifestyle that blends comfort, ease, and pure Florida joy.

Step inside and discover a home filled with warmth and natural light. The open great room invites conversation and connection, flowing effortlessly into the dining area and well-appointed kitchen. Every detail feels intentional — from the stylish new bar stools to the updated fans that complement the home’s breezy, coastal feel. The king-size Sleep Number bed in the primary suite elevates everyday living into everyday luxury.

But the heart of this home is outside.

Your private saltwater pool shimmers under the Florida sun, offering a peaceful retreat framed by nature and privacy. With a new pool heater and new pool pump, relaxation comes without worry — just slip into the water, breathe in the quiet, and let the day melt away. Hurricane shutters provide peace of mind, ensuring the home is protected during storm season.

And then… there’s the lifestyle that only Riverwood has.

Residents enjoy a championship golf course, resort-style pools, pickleball, tennis, fitness center, dog parks, walking trails, and a vibrant social calendar. But the crown jewel — and one of the rarest opportunities in the community — is the Riverwood Beach Club on Manasota Key
This home includes a coveted BEACH CLUB MEMBERSHIP that allows the new owner to skip the 2-year waitlist.
A benefit that transforms beach days into a private, effortless escape.

Whether you’re seeking a seasonal retreat, a full-time residence, or a place where life simply feels lighter, 3239 Osprey Lane offers a story worth stepping into — one of comfort, beauty, and the best of Florida living. Close to Coastal beaches, Dining, Shopping and charming towns of Punta Gorda, Boca Grande, Englewood, and Venice.

Turn the key. Settle in. Start living the Riverwood lifestyle you’ve been dreaming of.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 67 x 131
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1998
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,584
  • Acreage: 0.2
  • Lot Size: 67 x 131
  • Est. Taxes: $7,044
  • HOA Fee: $368 Monthly
  • Lot Desc: FloodZone, In County, Near Golf Course
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Breed Restrictions, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6147770
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/D6147770/3239ospreyln_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 11:52:28 PM)
Listing courtesy of RIVERWOOD REALTY   Phone: 941-743-9663

William Raveis Family of Services

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Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3239 OSPREY LN, Port Charlotte, FL, 33953

$348,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $278,400 $278,400 $278,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $587 $587 $587
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,667 $1,758 $2,312
Total Monthly Payment $2,329 $2,420 $2,974

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.