2960 COASTAL Highway, #4B, Saint Augustine, FL, 32084 | $699,900

WOW! DIRECT OCEANFRONT condos north of the inlet rarely come available! Seawatch is a very popular, self-managed community of just 27 units, directly on the ocean in a HIGHLY DESIRABLE location, 1/10th mile to Publix shopping center, 7 minutes to downtown, plenty of popular restaurants nearby, public boat ramp, Beaches Marina for boat rentals, Vilano Road fishing pier, and more! GORGEOUS sunrises on the ocean side & STUNNING sunsets over the intracoastal to the west. Being self-managed, Seawatch has exceptionally low monthly dues, including water & sewer, elevator, tennis, sparkling pool, and private dune walk-over to the beach! Minimum 1 week short-term rentals allowed. Unit 4B enjoys a PRIME LOCATION in the center of the building, 3 steps out of the elevator, with the guest BR o'looking the pool & the primary BR o'looking the ocean! This unit features a unique sliding wall between the primary BR & the living room for space flexibility, and the guest BR has a private, ensuite bath!. . There's no "lean out & look", "peek a boo", or "courtyard' views here. . . this is DIRECT OCEANFRONT! In addition to 1, 232 sq. ft of living area, a fabulous bonus is the large, 12'x12' covered patio providing plenty of outdoor space to enjoy the elevated, panoramic views of the beach & relaxing sounds of the ocean waves! You'll also enjoy the benefit of a NEW AC system installed in July 2025, plus the renovated community elevator & new landscaping in 2026! Oversized 18" ceramic tile flooring thruout and updated kitchen & bathrooms round out the full package. Short-term rentals in the building enjoy excellent occupancy rates due to the fantastic location, making this an attractive 2nd home or investment property to enjoy personally, while also renting the unit to cover annual expenses. This particular unit would be a very attractive property to offer for short-term rental due to it's location by the elevator and easy access to grocery shopping, restaurants, and downtown! Watch the New Year's & July 4th fireworks over downtown & the intracoastal waterway from the front balcony! Seawatch passed its Milestone Inspection with minor repairs completed and has ample budget reserves to meet state requirements. The updated kitchen & baths will provide years of enjoyment. . . the kitchen features stunning 3cm granite tops with glass tile backsplash, stainless appliance package, stacked full-size washer & dryer, and white craftsman-style cabinetry with obscure glass upper doors. Attractive, oversized ceramic tile and neutral colors throughout are perfect for your beachy decor. Both ensuite baths have been nicely updated with attractive custom tile and new vanities with solid surface countertops. Included in the sale are heavy fabric storm panels for covering the windows when needed.

Features

  • Parking: Assigned, Carport, Covered, Detached, Guest, Off Street, Parking Lot, Unassigned
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Amenities: Pool, Beach Access, Elevator(s), Maintenance Grounds, Maintenance Structure, Management - Off Site, Tennis Court(s), Trash, Water
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Complex: Seawatch
  • Year Built: 1983
  • Common Charge: $680 Monthly
  • Approx Sq. Feet: 1,232
  • Est. Taxes: $5,128
  • View: Beach, Ocean, Pool, Water
  • Water Front: Yes
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
  • MLS#: 2151520
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/2151520/2960coastalhighway_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2960 COASTAL Highway, #4B, Saint Augustine, FL, 32084

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.436% 6.603% 5.952%
Monthly Tax Payment $427 $427 $427
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,402 $3,535 $4,650
Total Monthly Payment $3,921 $4,054 $5,169

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.