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Wonderful opportunity in a desirable neighborhood, this spacious and well-maintained 4-bedroom, 2-full-bath split-level home offers a versatile floor plan designed to accommodate a variety of lifestyles. The inviting layout features an eat-in kitchen with a breakfast bar and sliding glass doors leading to a deck, creating a seamless connection between indoor and outdoor living spaces. The bright and airy living room is filled with natural light and showcases a beautiful bay window, along with open staircases that lead to both the upper and lower levels. Hardwood flooring enhances the living room and three of the bedrooms, adding warmth and character throughout the home. The finished lower level provides an additional 624 square feet of living space and offers excellent flexibility with a fourth bedroom, office/den, full bathroom, and laundry area ideal for guests, a home office, or multi-generational living arrangements. Step outside and enjoy a private backyard retreat perfect for entertaining, gardening, outdoor activities, or simply relaxing. A year-round swim spa adds a unique amenity, providing convenient opportunities for both exercise and relaxation in the comfort of your own home. Ideally situated in a quiet and peaceful setting, yet just minutes from shopping, restaurants, parks, and the local library.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Bedroom 3 | Lower | |
| Eat-In Kitchen | Breakfast Bar | Main |
| Full Bath | Tub w/Shower | Main |
| Full Bath | Lower | |
| Living Room | Bay/Bow Window,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $607 | $607 | $607 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,108 | $2,223 | $2,923 |
| Total Monthly Payment | $2,789 | $2,904 | $3,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.