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Welcome to this spacious and versatile Cape-style home offering 4-5 bedrooms and 3 full bathrooms, perfectly designed for comfortable living and extended possibilities. With proper permits, this home presents excellent potential for a mother/daughter setup. The main level features a bright and inviting living room, an eat-in kitchen, two generously sized bedrooms, and a full bathroom. On the second floor, you’ll find two additional bedrooms and another full bathroom. A full basement with a separate outside entrance provides endless options for additional living space, recreation, a home office, or storage. Recent updates include a newer oil burner, newer paint job and a newer roof equipped with leased solar panels for added efficiency. Connected to public sewers—no cesspool here. Outside you'll enjoy a spacious backyard perfect for entertaining, relaxing, or creating your own outdoor oasis. The oversized driveway provides ample parking for multiple vehicles, making it ideal for large households or guests. Located within the highly desirable Bay Shore School District. The Bay Shore Long Island Rail Road station is just minutes away, providing direct access to Penn Station and New York City in approximately 60-70 minutes, making commuting a breeze. For those who enjoy Long Island’s beautiful South Shore lifestyle, Robert Moses State Park and its world-famous beaches are approximately 15 minutes away, while Fire Island ferries, waterfront dining, marinas, and outdoor recreation are all nearby. Commuters will appreciate the close proximity to Sunrise Highway, the Southern State Parkway, and the Long Island Expressway, providing easy access throughout Long Island and New York City. Enjoy everything Bay Shore Village has to offer, including vibrant Main Street shopping, restaurants, cafés, nightlife, community events, waterfront parks, and marinas. Additional nearby amenities include South Shore University Hospital, Gardiner County Park, Tanger Outlets, golf courses, beaches, and countless local attractions. Offering generous living space, income-producing or extended-family potential, modern updates, and an exceptional location, this is a rare opportunity to own a beautiful home in one of Bay Shore’s most convenient and desirable neighborhoods. Don’t miss your chance to make this exceptional property your next home!
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Our Executive Mortgage Banker:
$589,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,999 | $471,999 | $471,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $720 | $720 | $720 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,827 | $2,980 | $3,888 |
| Total Monthly Payment | $3,639 | $3,792 | $4,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.