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Nestled beneath a canopy of moss-draped grand oaks, where the land gently surrenders to the winding waterways of the Lowcountry, lies this hidden gem. Sweeping branches frame the architecture and provide deep, refreshing shade. This 3-bedroom, 2. 5-bath marshfront property offers a rare blend of secluded privacy, custom cabinetry, and front-row seats to nature's captivating bird life. A convenient one-car garage offers not only secure parking and sheltered access to the home but also a separate area for crafts, workshop or additional storage for outdoor gear. Just a short stroll from your back door for access to community dock, serving as your personal launchpad for coastal adventure. If you have been searching for a sanctuary that feels miles away from the hustle and bustle, yet keepsyou connected to the vibrance of historic downtown Charleston and the sandy shores of Folly Beach, your search ends here. Location is everything, and this property hits the absolute sweet spot of convenience. While the setting feels like a remote sanctuary, you are about 5 minutes from the beach and a brief, ten-minute drive to downtown. It is a rare layout of geography that allows you to walk the beach in the morning, browse downtown boutiques in the afternoon, and retreat to your peaceful marsh oasis by sunset. Home includes: 5 burner propane stove with electric oven, Dual zone HVAC, Stackable W/D, Propane stub for grill on rear lower patio, drop down attic stairs, Fans in: LR, Kitchen, all Bedrooms, Screened Porch Regime fees include: Building insurance including flood (owners must carry separate policies for the interior finishes and their belongings) please refer to Master Deed: irrigation, exterior maintenance, water (sewer is paid by each unit), propane is metered individually (stove, fireplace, grill stub)
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Our Executive Mortgage Banker:
Our Insurance Division:
$618,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $494,400 | $494,400 | $494,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,961 | $3,084 | $4,073 |
| Total Monthly Payment | $3,053 | $3,176 | $4,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.