10612 SW 128th Place, Miami, FL, 33186 | $824,999

Looking for your forever home in a solid community on a cul-de-sac? Huge pie-shaped lot of 16k sqft. The important parts of the house have been done for you in 2024: roof, AC and impact windows & doors. You can do the other updates to your taste, as the house really deserves it and so do you. This is a classic split plan house, where the 2-car garage was turned into additional living space plus storage. Nice vaulted ceilings in the living room, with lots of areas to spread out in. The outside is a landscaper’s dream, with multiple plant types, fruit trees, 2 koi ponds and an aviary. The pool enjoys afternoon sun and there is a covered terrace, as well. Fully fenced yard with gates on both sides of the house. The Crossings gives you the opportunity to enjoy the amenities (pools, gym, clubhouse, basketball, tennis) , plus a place to store your boat at their secured community lot.

Features

  • Amenities: Fitness Center, Pool, Tennis Court(s)
  • Rooms: 2
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Year Built: 1979
  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • Approx Sq. Feet: 2,003
  • Acreage: 0.39
  • Est. Taxes: $20,292
  • HOA Fee: $83 Monthly
  • Lot Desc: Fruit Tree(s)
  • Boat Service: Overnight, Parking
  • Elem. School: Calusa (Miami-Dade)
  • Middle School: Arvida
  • High School: Miami Killian
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: A12040383
  • Website: https://www.raveis.com
    /prop/A12040383/10612sw128thplace_miami_fl?source=qrflyer
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Listing courtesy of Coldwell Banker Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10612 SW 128th Place, Miami, FL, 33186

$824,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $659,999 $659,999 $659,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.218% 6.133% 6.183%
Monthly Tax Payment $1,691 $1,691 $1,691
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,904 $3,957 $5,569
Total Monthly Payment $5,687 $5,740 $7,352

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.