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Step into the charm of yesteryear! This home has character to burn. You'll be enchanted by the flowing staircase, stained glass windows, and antique woodwork throughout. Not to mention the square footage that provides a wealth of options. Downstairs features four LARGE rooms (sufficient for entertaining AND a home office) with first floor laundry. The pantry alone is equal to a small room. Upstairs has Four bedrooms plus an additional room for crafts, sewing, whatever. There's a walk-up attic perfect for plenty of storage or could be finished for even more living space. The basement has had improvements to the stairs, chimneys, and walkout. The huge, fully fenced backyard is great for pets and has a large deck, newer shed, and connection for a hot tub. The slate roof means you won't ever need to think about repacement costs. New windows in 2023 saves you a BUNDLE on heating, especially with Municipal gas (which burns more efficiently than oil). Don't miss the quaint back staircase.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
| Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
| Bedroom 4 | Flooring - Hardwood | Second |
| Dining Room | Flooring - Hardwood | First |
| Family Room | Ceiling Fan(s), Flooring - Hardwood | First |
| Kitchen | Ceiling Fan(s), Flooring - Hardwood, Pantry | First |
| Living Room | Ceiling Fan(s), Flooring - Hardwood | First |
| Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,270 | $1,323 | $1,746 |
| Total Monthly Payment | $1,685 | $1,738 | $2,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.