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Stunning 4-bedroom, 2. 5-bathroom Colonial, perfectly positioned directly across the street from the picturesque Quaddick Reservoir. From the moment you arrive, the stamped-concrete farmer's porch welcomes you, offering a peaceful water view to watch the seasons change over the reservoir. Step inside to discover a bright, open floor plan designed for effortless daily living & entertaining. Gleaming hardwood floors flow seamlessly through the main level. Cabinet packed kitchen has granite counters & a large center island that serves as the perfect gathering spot. Directly off the kitchen, step out onto the backyard patio, making indoor-outdoor dining a breeze; perfect for those summer cookouts. The adjacent living room w/ fireplace & dining room provide an inviting atmosphere. A functional mudroom sits just off the attached two-car garage to keep daily clutter contained. Oak stairs lead to the 2nd level, which features a hardwood hallway & an ultra-convenient 2nd floor laundry rm. The primary suite serves as your private sanctuary, complete with an elegant tray ceiling, a generous walk-in closet & a spa-like ensuite bath featuring a double vanity w/ granite counters & an oversized, spa like shower. Three spacious, additional bedrooms share full bath. Great commuter location to rt. 395. Welcome Home! Dining room table, deep freezer in lower level & chickens negotiable. Heat & AC is ducted mini splits. Propane is for fireplace, hot water, and stove. 4th bedroom on 2nd floor was finished after build by licensed professionals, no permits. Town property card doesn't reflect the finished room on second floor. 4 bedroom septic design. Town has listed as 3 bedroom.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Bedroom 3 | Upper | |
| Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
| Full Bath | Granite Counters,Tub w/Shower,Tile Floor | Upper |
| Half Bath | Granite Counters,Tile Floor | Main |
| Kitchen | Granite Counters,Eating Space,Island,Patio/Terrace,Sliders,Hardwood Floor | Main |
| Living Room | Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | Main |
| Primary Bath | Granite Counters,Double-Sink,Stall Shower,Tile Floor | Upper |
| Primary Bedroom | Bedroom Suite,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,920 | $503,920 | $503,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $508 | $508 | $508 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,062 | $3,182 | $4,185 |
| Total Monthly Payment | $3,662 | $3,782 | $4,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.